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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Good and smooth experience l, easy to apply, pay and...

5
Good and smooth experience l, easy to apply, pay and can be managed easily with help always available Reviewed on: 13th July 2026

Never Have had a problem .

5
Never Have had a problem . What more can you ask for Reviewed on: 13th July 2026

Great and easy service to use with flexible ways to...

5
Great and easy service to use with flexible ways to pay Reviewed on: 13th July 2026

It's so easy to use.

5
It's so easy to use. Literally follow the simple steps and tahdah! Even an idiot (me) can do it! Reviewed on: 13th July 2026

My experience has always s been excellent

5
My experience has always s been excellent Reviewed on: 13th July 2026

Been helpful with disputes in past

5
Been helpful with disputes in past Reviewed on: 13th July 2026

Easy transactions, swift payments, options to spread...

5
Easy transactions, swift payments, options to spread repayments, incentive to use PayPal credit and great customer service. Reviewed on: 13th July 2026

It was very good, makes transactions safe and secure...

5
It was very good, makes transactions safe and secure when shopping online and of course helps spread the cost of a purchase over time. Reviewed on: 13th July 2026

Its fine when you dont have encounter any issues but...

1
Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe anyone works in paypal is able to understand simple English. Reviewed on: 13th July 2026

Easy way to purchase things through PayPal

5
Easy way to purchase things through PayPal Reviewed on: 13th July 2026

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