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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171657 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171687)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great experience used many times

Great experience used many times Reviewed on: 8th July 2026

Paypal pay in three over 3 months

Being on a low income (retiree) I don't qualify for credit cards or loans. Paypal however offered me pay in three payments over 3 months. This was very acceptable to me. Easy to arrange, and went like clockwork. Reviewed on: 8th July 2026

PayPal for payments.

I have used PayPal for over ten years and have not had any problems, I have also used pay in three which has proved very Useful . Reviewed on: 8th July 2026

Easy to use lets u purchase bigger items that u cant...

Easy to use lets u purchase bigger items that u cant afford in one go Reviewed on: 8th July 2026

Convenient

I like the fact that it’s very easy to pay online, and also receive refunds relatively quickly. Its just easy to use for me. Reviewed on: 8th July 2026

I have been using PayPal for many years and when the...

I have been using PayPal for many years and when the credit option was offered, I accepted and it’s been the best thing I’ve ever used recently went on an overseas trip to South Africa. I used one card only and that was my PayPal card. It was so convenient everything in one place not only do you get points reward points that you also get a promotional offer so many months without interest, which is very very helpful I only want one decent MasterCard and that is PayPal thank you very very much. Very happy lady. Reviewed on: 8th July 2026

Fantastic service

PayPal is honestly one of the most versatile payment platforms out there. I love how it gives you so many options—you can send money, shop online, or even accept payments if you're a small business. The security is top-notch, and the convenience is unmatched. For me, it’s absolutely worth every penny! Reviewed on: 8th July 2026

A supportive system

I occasionally use Paypal Credit - the 1 in 3 system - for purchasing larger items as it helps with cash flow. The 0% interest is excellent and, overall, I have had a positive experience. Reviewed on: 8th July 2026

Not sure what to say it's been very helpful

Not sure what to say it's been very helpful Reviewed on: 8th July 2026

I feel my money is very secure with PayPal and the e...

I feel my money is very secure with PayPal and the ease of payment with having the assurance of PayPal's customer service protecting my money. Reviewed on: 8th July 2026

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