Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,886 reviews, last reviewed 17th Jun 2026
4141150% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is an easy and convenient way of paying. PayPal credit is an easy and convenient way of paying. With my PayPal debit card I can choose if I use the money linked to my bank account or use PayP... Read more Reviewed on: 17th June 2026
Philip Dorrian's avatar
Philip Dorrian

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (140886)

Easy & convenient - particularly for eBay transactions.

5
Easy & convenient - particularly for eBay transactions. Reviewed on: 7th June 2026
Elliott Holt's avatar
Elliott Holt

Accepted at any retailer so much choice when shoppin...

5
Accepted at any retailer so much choice when shopping will use not only for pay in 3 but for bigger purchases. Reviewed on: 7th June 2026
Elton A's avatar
Elton A

PayPal is my pal

5
Easy to apply and easy to understand Reviewed on: 7th June 2026
David M's avatar
David M

Unprecedented support

5
Everytime I needed the extra financial support in my life PayPal had always been there to assist me whether this was through means of paying in three or having a credit card or using as a payment method online. The app was always user friendly and was accessible at all times. It has really helped me through difficult times. Reviewed on: 7th June 2026
Shariika S's avatar
Shariika S

Feel like have extra protection on payments

5
Feel like have extra protection on payments Reviewed on: 7th June 2026
Lou's avatar
Lou

Best service

5
Every time ive used pay pal everthing has gone smoothly Reviewed on: 7th June 2026
Robert 's avatar
Robert

I’ve been able to sort out my payments more easily,...

4
I’ve been able to sort out my payments more easily, thanks to PayPal credit, Reviewed on: 7th June 2026
Shaun B's avatar
Shaun B

Customer service was very helpful

5
Customer service was very helpful Reviewed on: 7th June 2026
Atilla Sener's avatar
Atilla Sener

PayPal is not only the easiest but the most reliable...

5
PayPal is not only the easiest but the most reliable source of payment in my almost 9 years experience using PayPal. The customer service is unmatched to any other bank/ payment method in the world and their fair resolutions and guarantee to have your back in any situation when using PayPal is top notch. I couldn’t recommend PayPal more to any one who’s thinking of using it. Never had a bad experience in my almost 9 years of using PayPal. Reviewed on: 7th June 2026
Mya's avatar
Mya

Excellent service with quick transactions

5
Excellent service with quick transactions Reviewed on: 7th June 2026
Michael b's avatar
Michael b

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill