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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181040)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use

Its good for using easy to use money to tranfer Reviewed on: 13th July 2026

Long time user.

Long time user. Had most good experiences with any issues. Reviewed on: 13th July 2026

Very easy to use never any problems

Very easy to use never any problems Reviewed on: 13th July 2026

Very helpful customer service and clear dashboard.

Very helpful customer service and clear dashboard. I use paypal on a daily basis. Their PayPal credit is excellent and used very often for purchases to pay in 3 installments. Reviewed on: 13th July 2026

Security good but customer service meh

I have always struggled to get hold of customer service at PayPal or when I have they've misunderstood what I need help with. I know they have a script to stick to but I wish they would read initial messages more carefully. I do like using PayPal because it gives you an extra layer of security and I like that a lot of companies allow you to use PayPal as a payment source Reviewed on: 13th July 2026

PayPal Service

Have used PayPal for a few years now and has been a helpful financial service provider in time of need. I have been using PayPal for most of my online transactions and the pay in three (3) and the 0% plans have been very popular and i have been using these on most of my online purchases. The cover for misharps is a peace of mind for me. Reviewed on: 13th July 2026

Excellent service, safe and secure

Excellent service, safe and secure Reviewed on: 13th July 2026

PayPal and Big Purchases

I’ve enjoyed using PayPal for years, it got even better when PayPal credit was introduced, the ability to make purchases and enjoy 4 months 0% interest has made make big purchases easier. Reviewed on: 13th July 2026

It was amazing like the best, 1000% reccomednd yes y...

It was amazing like the best, 1000% reccomednd yes yes yes yes Reviewed on: 13th July 2026

Always fast response time, and very user friendly se...

Always fast response time, and very user friendly service, ive used it for years with no issues at all. And they do 3 monthly installment payments plans which is great if your struggling a little at that time Reviewed on: 13th July 2026

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