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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,237 reviews, last reviewed 15th Jun 2026
4066650% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026
Hayley G's avatar
Hayley G

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026
Tom C's avatar
Tom C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139237)

Very clear, flexible and easy payment system with us...

5
Very clear, flexible and easy payment system with useful features. Reviewed on: 4th June 2026
Etienne J's avatar
Etienne J

Issues resolved satisfactorily

5
I have had a few issues with fraudulent use of my account and several where I purchased something in error, these have all been resolved fast and effectively. Reviewed on: 4th June 2026
Paul C's avatar
Paul C

PayPal is easy and simple to use.

5
Never had any problems with PayPal. PayPal offers a good service, which is easy to use and explains and gives options in the way you want to pay for items/products. App/websote is easy to use and navigate making managing your account easy. I would recommend Paypal. Reviewed on: 4th June 2026
Will E's avatar
Will E

Simple to use and manage.

5
I find the process simple to use and it makes it easy to pay for things online. The pay in three works well as it allows me to spread the cost of purchases which otherwise I might struggle to pay for. It's easy to select either pay now or paypal credit. You can pay the credit quicker by just increasing the payments. Reviewed on: 4th June 2026
Adam T's avatar
Adam T

Easy way of manageing finance

5
I have been using this platform for while and it is safe and gives different options to oay, transfer money etc Reviewed on: 4th June 2026
Monique's avatar
Monique

Thinknits great and easy to use.

5
Thinknits great and easy to use. My onlynisdue would be nice if interest broke down by item when on terms , interest free periods.. etc Reviewed on: 4th June 2026
Paul f's avatar
Paul f

It’s been so straight forward I’ve never had to deal...

5
It’s been so straight forward I’ve never had to deal with PayPal customer service- this for me is a win. Reviewed on: 4th June 2026
Adam Larner 's avatar
Adam Larner

Makes life Easy

5
PayPal is simply an easy and convenient way to make payments and track spending. If only more retailers allowed it as a payment method Reviewed on: 4th June 2026
MW's avatar
MW

My experience has been good so far.

5
My experience has been good so far. I have been using the app for a while now and it has been very helpful and useful to have a good understanding about what is app and how to get help form the customer support team when ever I need help Reviewed on: 4th June 2026
Temitayo A's avatar
Temitayo A

Amazing app and great service

5
Since they released their credit cards it has been easier to use PayPal for store payments, and my ex husband is able easily purchase things for our children. The new points service is really good too. Reviewed on: 4th June 2026
RP's avatar
RP

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