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PayPal: PayPal Credit reviews

4.73
Based on 137,119 reviews, last reviewed 13th Jun 2026
3970200% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are absolutely amazing!!! They have been absolutely amazing - the times that I had to get in touch with customer service has been super wash and efficient! Even better, they ar... Read more Reviewed on: 13th June 2026
Christian S's avatar
Christian S

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137119)

Can’t fault the overall experience so easy and seaml...

5
Can’t fault the overall experience so easy and seamless - so invaluable for us especially with wedding rings Reviewed on: 31st May 2026

Really good service and I always feel safer using Pa...

5
Really good service and I always feel safer using Paypal over my standard bank when making online purchases. Reviewed on: 31st May 2026

Easy to shop and pay with PayPal

5
Easy to shop and pay with PayPal Reviewed on: 31st May 2026

Any problems I had was sorted straight away and thei...

5
Any problems I had was sorted straight away and their payment options are always good. Reviewed on: 31st May 2026

I was nearly scammed once and staff at PayPal were s...

5
I was nearly scammed once and staff at PayPal were so helpful Reviewed on: 31st May 2026

Easy to use long term to pay off in easy manageable...

5
Easy to use long term to pay off in easy manageable payments, 0% interest for 4months Exllent idea Reviewed on: 31st May 2026

Great for over 25 Years

5
I have been with PayPal for over 25 years and they have always been my go to for money transfers, and protection Reviewed on: 31st May 2026

Always good to deal with great service and very help...

5
Always good to deal with great service and very helpful when needed Reviewed on: 31st May 2026

Happy with this pay pal credit helps a lot.

5
Happy with this pay pal credit helps a lot. Reviewed on: 31st May 2026

All the information is very clear and the process is...

5
All the information is very clear and the process is simple Reviewed on: 31st May 2026

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Help others make smarter decisions by sharing your own experience. Write a review