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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137106 reviews)

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4.73

Based on 137,106 reviews, last reviewed 13th Jun 2026

3969600% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Bluebell Great app easy to set up and easy use Reviewed on: 13th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (137106)

Always fantastic .

Always fantastic . Reminds you when a bill is due. Always understanding when there’s a problem Reviewed on: 31st May 2026

So flexible with different payment options such as p...

So flexible with different payment options such as pay in 3 or 0 interest for 4 months Reviewed on: 31st May 2026

Easy to use, Easy online payments without sharin...

Easy to use, Easy online payments without sharing card details with every merchant. * Widely accepted by many websites and marketplaces. * Buyer protection on eligible purchases. * Fast transfers between PayPal users in many countries. Reviewed on: 31st May 2026

Excellent service very helpful with samsung

Excellent service very helpful with samsung Reviewed on: 31st May 2026

Very easy to paying for shipping and the good servic...

Very easy to paying for shipping and the good service too Reviewed on: 31st May 2026

Booked a holiday and got 4 months interest free with...

Booked a holiday and got 4 months interest free with PayPal to help pay it off Reviewed on: 31st May 2026

Very good customer service, great perks for customer...

Very good customer service, great perks for customers and everything quick and easy. Reviewed on: 31st May 2026

I have good experience with the app you have a probl...

I have good experience with the app you have a problem your customer service people’s sometimes annoying Reviewed on: 31st May 2026

I have used PayPal for a few years, like the safety...

I have used PayPal for a few years, like the safety aspect of it and also pay in 3 options. I would recommend PayPal to anyone as a safe, convenient, secure and easy way to manage money and pay for goods and services. Reviewed on: 31st May 2026

No issues from start to finish.

No issues from start to finish. Easy to setup and manage existing borrowings. It clearly shows you what you owe and various ways to pay back to suit you. Reviewed on: 31st May 2026

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