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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137086 reviews)

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4.73

Based on 137,085 reviews, last reviewed 12th Jun 2026

3968650% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good range of payment options I particularly like the option to spread payment interest free over a few months, or through PayPal credit. Reviewed on: 12th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (137086)

more flexible and value for money

more flexible and value for money Reviewed on: 31st May 2026

Complex needs made simple

Always single to use, never any issues Reviewed on: 31st May 2026

They were clear, concise and polite and very kind an...

They were clear, concise and polite and very kind and understand when dealing with customer services including other team members when past through. In dealing with my query, I was geneuinly stress because of the situation and they helped and we were able to come to a resolution without fuss or issues. Amazing experience Reviewed on: 31st May 2026

They're certainly my Pal!

Having been with PayPal for 8yrs plus, I've had reason to speak to them on a few occasions and have always been treated very well. They provide a really good mechanism (still needs a few tweeks) for helping solve whatever problems I've encountered and I've had my share of 'dodgy' or deliberately misleading 'deals'! It can be very confusing nowadays when dealing with finance matters, particularly when you're an OAP! The other aspect I really appreciate is the knowledge that, if I have been 'conned' or lead to believe one thing when another transpired, I am reassured that PayPal can, and do, retrieve my money and credit me very quickly. In a world where any financial transaction can leave you feeling nervous or distrustful, PayPal gives me the reassurance I need to be able to buy with confidence, so I do! Reviewed on: 31st May 2026

PayPal is a reliable and convenient.

PayPal is a reliable and convenient way to send and receive payments. I have found it easy to use, secure, and straightforward, whether paying online or receiving money. The service gives peace of mind, especially with buyer protection, and transactions are usually quick and simple. Overall, I have had a positive experience and would recommend PayPal to others Reviewed on: 31st May 2026

Invaluable excellent service provided.

It has been the best experience compared to any other credit service. The support available has been excellent and always willing to help when something has gone wrong. I would never go elsewhere and have recommended to all my family and friends to use this service. Everyone I know uses PayPal. Reviewed on: 31st May 2026

Very good for secure payment also easy and fast

Very good for secure payment also easy and fast Reviewed on: 31st May 2026

Decent range of offers.

Decent range of offers. Relatively seamless experience unlike some. Reviewed on: 31st May 2026

I feel safer using PayPal than other providers.

I feel safer using PayPal than other providers. The customer service is excellent. If i've had any issues with a purchase I know i'm safe and can get advice and help. Reviewed on: 31st May 2026

Easy to use.

Easy to use..I feel secure using PayPal never have issues at all. Reviewed on: 31st May 2026

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