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PayPal: PayPal Credit reviews

4.73
Based on 137,053 reviews, last reviewed 12th Jun 2026
3967100% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and useful option. If im being completely honest, i think its a handy thing to have, easy payment options and very useful when you want to buy something same moment but ... Read more Reviewed on: 12th June 2026
Ilona's avatar
Ilona

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137053)

Excellent App, very clear and informative.

5
Excellent App, very clear and informative. Reviewed on: 31st May 2026

Paypal are good, they offer good credit and offers

5
Paypal are good, they offer good credit and offers Reviewed on: 31st May 2026

Fast and easier transactions.

5
Fast and easier transactions. Feel safe when using. Great online and new good option for instore. Always recommend to all friend and family. Reviewed on: 31st May 2026

PayPal credit has been brilliant got me my things I...

5
PayPal credit has been brilliant got me my things I needed asap Reviewed on: 31st May 2026

Easy to use with clear information

5
Easy to use with clear information Reviewed on: 31st May 2026

So far a very positive experience.

5
So far a very positive experience. I have found it easy to use and manage. I however like the option to pay for specific balances in full with the option to keep existing larger Scot’s times on a monthly basis. Reviewed on: 31st May 2026

Using PayPal in quick and easy to do

5
Using PayPal in quick and easy to do Reviewed on: 31st May 2026

A little extra help when you need it

5
Easy to use, easy to understand, easy to pay back ...Just Easy! Reviewed on: 31st May 2026

Flexible payment methods

5
Pay in 3 makes purchases so much easier and stress free with no interest plus easy payment set up Reviewed on: 31st May 2026

Financial Reassurance

5
As a long term customer PayPal has supported me throughout with financial support where needed & ensured that I have been credited with any fraudulent activity, Reviewed on: 31st May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review