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PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181078)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great product even got £40 to spend

5
Great product even got £40 to spend Reviewed on: 13th July 2026

PayPal helping affordability. .

5
I have always found PayPal and PayPal credit excellent. I can pay for things on PayPal credit and then pay it off at a affordable rate. I love it. X Reviewed on: 13th July 2026

Good value for money.

5
Good value for money. Very good offer especially if you want to buy something expensive and you can choose to pay it for 4 months. Reviewed on: 13th July 2026

Keep getting charged every time pay never tells me w...

1
Keep getting charged every time pay never tells me what to pay never respond to me either terrible balance still aint changed terrible Reviewed on: 13th July 2026

No problems whenever ive had to make contact

5
No problems whenever ive had to make contact Reviewed on: 13th July 2026

Brilliant service always safe an secure with PayPal

5
Brilliant service always safe an secure with PayPal Reviewed on: 13th July 2026

No interest for 4 months

5
I love PayPal because its so easy to pay for things with them and the no interest for 4 months Reviewed on: 13th July 2026

I was so happy I got this PayPal credit in few minut...

5
I was so happy I got this PayPal credit in few minutes, hassle free, and it was available to use immediately Reviewed on: 13th July 2026

Easy to use

5
Its good for using easy to use money to tranfer Reviewed on: 13th July 2026

Long time user.

3
Long time user. Had most good experiences with any issues. Reviewed on: 13th July 2026

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