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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181094)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Business with rest of mind

5
Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Easy all the way.

5
Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026

It’s easy to use PayPal credit or pay in 3 when you...

5
It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Used PayPal for many years.

5
Used PayPal for many years. Never had any problems and easy to make payments Reviewed on: 30th July 2026

Reliable trusted finance that’s good value

5
Reliable trusted finance that’s good value Reviewed on: 29th July 2026

After seamless payments and tracking what I owe mont...

5
After seamless payments and tracking what I owe monthly in real time through the intuitive app, I felt more in control of my finances than ever. Reviewed on: 29th July 2026

Handy way for payments.

5
Paypal is useful for me when I want to split the cost in few payments. Never had any issue with the company. Reviewed on: 29th July 2026

Its the 4 month interest free that did it for me.

5
Its the 4 month interest free that did it for me. No where else (I dont think) gives you that amount of time to pay it back. And lost of options on how to pay it back too. Reviewed on: 29th July 2026

Good reliable communication at all times.

5
Good reliable communication at all times.Fair and open .Sensible credit limit Reviewed on: 29th July 2026

Flexible and easy to use

5
Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

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