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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181075 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181075)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always provides excellent customer support snd I fee...

Always provides excellent customer support snd I feel my payments fir items are more secure using PayPal. Reviewed on: 13th July 2026

Easy application process and easy to use for purchas...

Easy application process and easy to use for purchases especially with the e-card in my phone wallet Reviewed on: 13th July 2026

My great experience using PayPal

I have used PayPal a lot recently, as it's a great secure way to pay for things online, I have also taken advantage of the pay in three so I can break up bigger purchases into smaller amounts for three months instead of all at once and I would and have recommended it to anyone and everyone who'll listen Reviewed on: 13th July 2026

Easy to apply, Instant decision, good credit limit.

I had no problem applying. Easy to navigate and understand the process. Website is clear and easy to navigate. I had absolutely no issue. I did not try card number feature as I did not need it but I will give it a try soon. I did not find any problems or issues so far. Highly recommended Reviewed on: 13th July 2026

Easy to use, scheduling payment and repayment is eas...

Easy to use, scheduling payment and repayment is easy, sending friends money is quick and effortless Reviewed on: 13th July 2026

Always good customer service whenever there is an is...

Always good customer service whenever there is an issue they are prompt to resolve Reviewed on: 13th July 2026

I've enjoyed using PayPal in all its forms for many...

I've enjoyed using PayPal in all its forms for many years now, and the Credit option strikes me as highly trustworthy. It's great that I can access all the details from within my app and/or the desktop. It makes it so easy to monitor my spends. Reviewed on: 13th July 2026

I’ve been using PayPal for many years and never...

I’ve been using PayPal for many many years and never had an issue with them. On the rare occasion I’ve had to contact them the response as been timely and of great help Reviewed on: 13th July 2026

PayPal is so easy to use, a wide range of credit opt...

PayPal is so easy to use, a wide range of credit options and brilliant customer service Reviewed on: 13th July 2026

It always save me when ever I need some extra money.

It always save me when ever I need some extra money. Reviewed on: 13th July 2026

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