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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great product even got £40 to spend

Great product even got £40 to spend Reviewed on: 13th July 2026

PayPal helping affordability. .

I have always found PayPal and PayPal credit excellent. I can pay for things on PayPal credit and then pay it off at a affordable rate. I love it. X Reviewed on: 13th July 2026

Good value for money.

Good value for money. Very good offer especially if you want to buy something expensive and you can choose to pay it for 4 months. Reviewed on: 13th July 2026

Keep getting charged every time pay never tells me w...

Keep getting charged every time pay never tells me what to pay never respond to me either terrible balance still aint changed terrible Reviewed on: 13th July 2026

No problems whenever ive had to make contact

No problems whenever ive had to make contact Reviewed on: 13th July 2026

Brilliant service always safe an secure with PayPal

Brilliant service always safe an secure with PayPal Reviewed on: 13th July 2026

No interest for 4 months

I love PayPal because its so easy to pay for things with them and the no interest for 4 months Reviewed on: 13th July 2026

I was so happy I got this PayPal credit in few minut...

I was so happy I got this PayPal credit in few minutes, hassle free, and it was available to use immediately Reviewed on: 13th July 2026

Easy to use

Its good for using easy to use money to tranfer Reviewed on: 13th July 2026

Long time user.

Long time user. Had most good experiences with any issues. Reviewed on: 13th July 2026

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