Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173045 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173070)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal is a great platform,, great services.

I really enjoy PayPal I've been a PayPal customer for many years and I've seen the platform evolve I think it's so intuitive the UX is excellent well done Reviewed on: 8th July 2026

My experience using PayPal has been seamless and sat...

My experience using PayPal has been seamless and satisfying. The platform is effectuive and user-friendly and all the terms of use for each of the services offered and plainly explained that even the lay reader would have no issues understanding it Reviewed on: 8th July 2026

Easy to do

Easy and accessible. Not really needed but helps I suppose if you want to spread payments Reviewed on: 8th July 2026

Polite, patient driver and reliable.

Polite, patient driver and reliable. on time at door Reviewed on: 8th July 2026

Great customer service

Great customer service for someone with a disability, I really appreciated their patience and going to extra mile Reviewed on: 8th July 2026

No trouble with payments

No trouble with payments. Easy to navigate Reviewed on: 8th July 2026

PayPal is always my back up when I am low on funds.

PayPal is always my back up when I am low on funds. Interest rates is reasonable and it can be used to pay for variety of things/ service.. their customers service is 5× because help to resolve disputes in a fashionable manner. Always they are on your side to ensure u always gets the best out come Reviewed on: 8th July 2026

I've been using PayPal Credit for a while now and ha...

I've been using PayPal Credit for a while now and have had a very positive experience. The application process was straightforward, and once approved it was easy to use when making purchases online. I like having the option to spread the cost of larger purchases, and the account is simple to manage through PayPal. Payments are easy to make, and I've never had any issues with the service. Overall, it's been a convenient and reliable way to manage my spending, and I would happily recommend it to others. Reviewed on: 8th July 2026

Been with paypal 22 years great for all things onlin...

Been with paypal 22 years great for all things online and credit adds so much ease Reviewed on: 8th July 2026

Never had a bad experience really

Never had a bad experience really Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Payments
from PayPal 4.70 from 3837 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95646 reviews
Payments
from PayPal 4.70 from 3838 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub