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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110016 reviews)

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4.90

Based on 110,016 reviews, last reviewed 18th May 2026

2728800% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Have used PayPal credit for years! Have used PayPal credit for years! It’s been a life saver! When I haven’t had the money in my bank but can use PayPal credit and pay it back when I ca... Read more Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110016)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Versatile payment option

I have never had any problems with them. I also like the fact that I can use PayPal or PayPal credit on a lot of diffrent websites and I also really appreciate the fact I can have a card for the online credit, I haven't taken this out but i do think it's a great idea Reviewed on: 15th May 2026

The best option for shoping.

The best option for shoping.Recommend for 100% Reviewed on: 15th May 2026

Only started using so haven’t got the hang of it...

Only started using so haven’t got the hang of it Reviewed on: 15th May 2026

Flexibility

I have good experience all the time giving me time to pay with Pay In over time. I also use PayPal credit for shopping giving me more time to pay back the money. I can also send money through PayPal to my friends and family overseas instantly with no fuss and in a very safe way. Reviewed on: 15th May 2026

Easy to apply & 4mths interest free credit limit.

Easy to apply for with good credit limit. 4 months interest free credit on all purchases over £99. Also offered 12months interest free on a larger amount Highly recommend!!! Reviewed on: 15th May 2026

I trust Paypal for all my shopping.

I trust Paypal for all my shopping.It protects me from fraudulent people. Reviewed on: 15th May 2026

Easy to use and make payments back

Easy to use and make payments back Reviewed on: 15th May 2026

I have had no issues with paypal and when needed the...

I have had no issues with paypal and when needed they have dealt with things very well. Reviewed on: 15th May 2026

Great, if you gave a big purchase and want to budget...

Great, if you gave a big purchase and want to budget your money Reviewed on: 15th May 2026

I'm a pensioner with a low income and my washing mac...

I'm a pensioner with a low income and my washing machine broke down unexpectedly. I could have cried as I couldn't afford to buy another in one full payment. Thankfully PayPal came to the rescue and helped me set up affordable payments. Reviewed on: 15th May 2026

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