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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181074 reviews)

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4.73

Based on 181,074 reviews, last reviewed 28th Jul 2026

131% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181074)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy and great service.

Easy and great service. Will Highly recommend. Reviewed on: 13th July 2026

Good solid credit servicd

Good solid credit service. Easy to repay and functional. Provides easy access to boosted credit limit etc. Reviewed on: 13th July 2026

I have never had to use the customer service as I’ve...

I have never had to use the customer service as I’ve always been satisfied with the functionality of pay pal. Reviewed on: 13th July 2026

Excellent Products

I have used Paypal for more than 10 years now and they always come up with innovative ways to make our life easier. I've been using the Pay in 3 and the Pay later features in a frequent basis and it has helped me to organise my expenses and the way I manage my money. Reviewed on: 13th July 2026

Very convenient and easy use/understand billing

Very convenient and easy use/understand billing Reviewed on: 13th July 2026

I have found using PayPal very easy to use

I have found using PayPal very easy to use and I feel it is a safer way to shop on line. Reviewed on: 13th July 2026

Always polite, helpful, never had any problems, x

Always polite, helpful, never had any problems, x Reviewed on: 13th July 2026

PayPal is awesome excellent super

PayPal is awesome excellent super Reviewed on: 13th July 2026

Best thing I ever did!

I've never had any problems really. Easy to use and I can use it online in all the shops I shop at except 1 which is really good as speeds up paying and I don't have to keep putting my card details in or save cards on online shops. 2 factor sign in is brilliant too. I now have my PayPal credit card so I can shop in store too! Only ever contacted customer service once in all the years I had it and they were very helpful. Wish there would be a pay in 4-5 instalments as can be done on QVC especially on expensive items. Reviewed on: 13th July 2026

I don't do on-line banking so I find Paypal to be a...

I don't do on-line banking so I find Paypal to be a more secure way of purchasing goods Reviewed on: 13th July 2026

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