Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173806 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173836)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I have very good experience with PayPal, helping me...

I have very good experience with PayPal, helping me to get the best shopping. Reviewed on: 9th July 2026

The easiest way to apply, track and pay via Credit

It has been incredibly easy to apply for PayPal credit on checkout, the process is super clear and simple. Tracking and setting up monthly payments couldn’t be easier on the PayPal app. Can’t recommend this enough! Reviewed on: 9th July 2026

Easy to use, but comes with the buyer protection sec...

Easy to use, but comes with the buyer protection securities that PayPal is great for. The interest free period on larger purchases is also a very useful offering. The only complaint I have is that some online retailers do not accept PayPal, but hopefully the new PayPal Credit card will alleviate that issue. Reviewed on: 9th July 2026

Excellent Service

If I have a problem, it's nice to know that PayPal has my back. Excellent service, with different ways of paying bills! Reviewed on: 9th July 2026

It's just a credit card but with limitations, I requ...

It's just a credit card but with limitations, I required something and used this facility Reviewed on: 9th July 2026

Never had any issues, app and online is simple and e...

Never had any issues, app and online is simple and easy to use very self explanatory. Reviewed on: 9th July 2026

Straight forward service and used pretty much everyw...

Straight forward service and used pretty much everywhere. No issues so far Reviewed on: 9th July 2026

Excellent service and flexible payments

I've had a positive experience using PayPal Credit. The application process was straightforward and managing my account has been easy. Payments are simple to make and everything is clearly shown in the app. It's been a helpful way to spread the cost of purchases when needed. Overall , I'm very satisfied with the service and would recommend it to others. Reviewed on: 9th July 2026

Had a problem once with an item I sold and PayPal re...

Had a problem once with an item I sold and PayPal refunded me. Very easy and good service Reviewed on: 9th July 2026

PayPal is an extremely convenient way for me to pay...

PayPal is an extremely convenient way for me to pay for purchases. Especially PayPal credit with 4 months interest free option Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96131 reviews
Payments
from PayPal 4.70 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub