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PayPal: PayPal Credit reviews

4.90
Based on 110,230 reviews, last reviewed 19th May 2026
2738300% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer protection when using PayPal Good customer protection when using PayPal Reviewed on: 19th May 2026
Mairi's avatar
Mairi

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110230)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

My pal in my wallet

5
Fast efficient and safe and protected way to pay for goods Reviewed on: 16th May 2026

Hi 5 for Paypal

5
PayPal is my absolute go-to for online shopping. The biggest benefit is security; I love that I can buy from new or independent websites without constantly exposing my credit card details. The checkout process is incredibly fast since it securely stores my shipping address, saving me from typing it out every time. I also use the 'Pay in 3' feature frequently to spread out the cost of larger purchases interest-free. It makes online shopping completely stress-free." Reviewed on: 16th May 2026

Best app and easy to use.

5
Great app and easy to use. Customer service always very helpful. My preferred way to pay. Love paypal Reviewed on: 16th May 2026

Overall I’m happy with PayPal , there is nothing to...

5
Overall I’m happy with PayPal , there is nothing to complain about, Reviewed on: 16th May 2026

Need more options to get you to your desired request...

5
Need more options to get you to your desired request quicker Reviewed on: 16th May 2026

I feel protected as a customer when using paypal.

5
I feel protected as a customer when using paypal. The service is excellent Reviewed on: 16th May 2026

Excellent service and easy to use and a benefit to b...

5
Excellent service and easy to use and a benefit to be able to split costs Reviewed on: 16th May 2026

Really like paypal.

5
Really like paypal. Its easy to use and easy to keep up with payments Reviewed on: 16th May 2026

Just love my PayPal app.

5
Just love my PayPal app. It’s easy to use, and it helps me to budget with larger purchases. Reviewed on: 16th May 2026

Great service

5
Brilliant experience, easy to use and available everywhere Reviewed on: 16th May 2026