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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174102)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Decent Stuff

5
Flexible offers. Longer term interest free plans for higher items and transfers would be useful Reviewed on: 9th July 2026

Very well thought out

5
Very well thought out systems, keeping the customer updated and happy and security from scammers Reviewed on: 9th July 2026

Useful.great easy way to pay later

5
Useful. When needed. PayPal is quick and useful Reviewed on: 9th July 2026

I dont have an experience because I have had no need...

5
I dont have an experience because I have had no need to contact PayPal everything runs smoothly thank you Reviewed on: 9th July 2026

I like it its a very helpfull tool

5
I like it its a very helpfull tool Reviewed on: 9th July 2026

Very easy to use.

4
Very easy to use. Helpful after support when have issues with providers. Overall excellent way to pay Reviewed on: 9th July 2026

Great customer service quick and easy paypal credit...

5
Great customer service quick and easy paypal credit transactions will security Reviewed on: 9th July 2026

I’ve been using PayPal Credit for a while now, and i...

5
I’ve been using PayPal Credit for a while now, and it has made managing bigger, unexpected expenses so much easier. The application process was quick and straightforward, and it integrates seamlessly at checkout with almost every online retailer I use. Being able to break up payments without any hassle has been a game-changer for my budget. Highly recommend! Reviewed on: 9th July 2026

Easy to use, and the 4 months interest free helps a...

5
Easy to use, and the 4 months interest free helps a lot Reviewed on: 9th July 2026

Great service and very easy to use

5
Great service and very easy to use Reviewed on: 9th July 2026

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