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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy of use and convenient.

Easy of use and convenient. PayPal is a secure way of making payments for purchases and friends and family. Reviewed on: 13th July 2026

PayPal is the best payment method

PayPal is quick and easy to use and therefore a very convenient payment method. You can add funds and withdraw money the same day, which is great. PayPal offers a level of protection that no other payment provuder does. I use PayPal in lieu of my credit cards, as it is do kuch safer and offers far better buyer protection. Reviewed on: 13th July 2026

Issue Resolved Quickly

A direct debit was taken from my account when it shouldn’t have been. I contacted customer service to report the issue, and they investigated it promptly. The payment was automatically refunded back to my account without any hassle. While the mistake was inconvenient, I was pleased with how quickly and efficiently it was resolved. Reviewed on: 13th July 2026

I use PayPal for pretty much everything.

I use PayPal for pretty much everything. Reviewed on: 13th July 2026

Fast, convenient and efficient.

Fast, convenient and efficient way to carry out safe transactions across the majority of websites and sales. The go-to platform for secure buying with amazing customer service. Reviewed on: 13th July 2026

Reliable and Easy to Use

I've had a good experience using PayPal Credit. The application process was simple, and it makes online purchases more convenient when I need extra flexibility. The account is easy to manage, and payments are straightforward. Overall, it's been a reliable service for my needs. Reviewed on: 13th July 2026

Highly recommend

Very straight forward with everything. Very reliable! Reviewed on: 13th July 2026

I have an account for over 20 years with PayPal, I h...

I have an account for over 20 years with PayPal, I have always received exceptional customer service with any problems that have occurred along the way Reviewed on: 13th July 2026

Helpful and effective and also useful

Helpful and effective and also useful Reviewed on: 13th July 2026

My quick go to for finance.

My quick go to for finance. One click and finance sorted Reviewed on: 13th July 2026

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