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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181029)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always a great experience with PayPal.

Always a great experience with PayPal. They are super helpful when needed to step in between yourself and companies. Recently I had an issue with payments going to meta and it was impossible to speak to a person there (we all know that!) and I couldn’t stop the payments as I just kept getting an error. Whilst meta obviously disputed the case, PayPal helped where they could - ultimately their hands were tied but the case has the desired effect as meta cancelled the payments. I can’t fault PayPal at all, they will always do what they can to assist Reviewed on: 13th July 2026

Smooth and reliable service

My experience with PayPal Credit has been mostly positive. The service is easy to use, and payments are well‑organised. I like the flexibility it offers, although sometimes I wish the notifications were clearer. Still, it’s a solid option for spreading the cost of purchases. Reviewed on: 13th July 2026

Paypal has helped me on numerous occasions with its...

Paypal has helped me on numerous occasions with its flexible credit and payment options. I have used pay in 3 multiple times since it became available and it was very simple to apply for paypal Credit, I got a limit of £1000 and it this credit line has helped me or more than one occasion, highly recommended. Reviewed on: 13th July 2026

A trusty financial provider that minimises any risk...

A trusty financial provider that minimises any risk on anxieties surrounding purchasing online. Excellent customer service with a simple process to claim back in times of need. Reviewed on: 13th July 2026

i like the parcel tracking and ease of payment, its...

i like the parcel tracking and ease of payment, its easy even for a technophobe like me Reviewed on: 13th July 2026

I have used PayPal for personal and business for yea...

I have used PayPal for personal and business for years, they explain everything very clearly and are upfront. Their customer service has also been great when I have needed them Reviewed on: 13th July 2026

Paypal Credit was easy to apply for, intuitive to ma...

Paypal Credit was easy to apply for, intuitive to manage, and when I no longer needed it it was easy to close my account Reviewed on: 13th July 2026

Payments made simple and easy.

Payments made simple and easy. Pay in 3 is an excellent cost spreader. Reviewed on: 13th July 2026

I will rate PayPal service good and customer service...

I will rate PayPal service good and customer service is good Reviewed on: 13th July 2026

It has been okay.

It has been okay. Overall, I like PayPal services. But please don’t automate too much. Human touch is always better. Reviewed on: 13th July 2026

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