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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174192)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal helps me purchase what I need by making payme...

PayPal helps me purchase what I need by making payments accessible and giving me the flexibility to choose the best payment method. Reviewed on: 9th July 2026

Always a great service and good value for money

Always had a great experience never any problems and customer service has been great every time I've contacted them Reviewed on: 9th July 2026

Recommend Paypal

Great app and online service simple to use quick and clear to make payments excellent Reviewed on: 9th July 2026

The best of the best

I have PayPal in my life for so many years and Im so happy with their service Reviewed on: 9th July 2026

My experience with PayPal has been very positive.

My experience with PayPal has been very positive. It is one of the easiest and most reliable online payment platforms I have used. Setting up my account was simple, and linking it to my bank account and debit card took only a few minutes. One of the best features of PayPal is its security. I can make online payments without sharing my bank or card details directly with sellers, which makes me feel safe while shopping. The payment process is fast, and I receive instant confirmation whenever I send or receive money. I have also used PayPal to purchase products from international websites. Currency conversion is automatic, making transactions convenient. In addition, the buyer protection policy gives me confidence because it helps resolve issues if an item is not delivered or is significantly different from its description. Another positive experience was receiving a refund. After I canceled an online order, the seller processed the refund through PayPal, and the money was credited back to my account without any complications. The entire process was smooth and transparent. The PayPal mobile app is easy to use and allows me to check my balance, review transaction history, and manage payments anytime. Customer support and the help center also provide useful guidance whenever I have questions. Overall, my experience with PayPal has been excellent. It is fast, secure, user-friendly, and trusted by millions of people worldwide. I would recommend PayPal to anyone looking for a safe and convenient way to make online payments and transfer money. Reviewed on: 9th July 2026

Easing the cost

I find being able to spread the cost over 3 months such a blessing Reviewed on: 9th July 2026

I use PayPal for most things.

I use PayPal for most things. The more you use it the better it is Reviewed on: 9th July 2026

Really useful for spreading the cost, monthly paymen...

Really useful for spreading the cost, monthly payments are very affordable and the interest isn’t too expensive. Very easy to use and navigate Reviewed on: 9th July 2026

Very easy to set up and use.

Very easy to set up and use. Reasonable interest rates. Reviewed on: 9th July 2026

Easy to use, very helpful, and a lifesaver

Easy to use, very helpful, and a lifesaver Reviewed on: 9th July 2026

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