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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Problem what Problem

Any problems are dealt with straight away . All Info is sent to you . Reviewed on: 13th July 2026

The benefits of using Paypal

PayPal has helped me as a small business holder to achieve my goals with easy payment options on many occasions. I would recommend PayPal to all my business colleagues, When you have to make a large purchase which some times is unexpected, the option to use pay in three or use interest free for up to six months is just brilliant. Reviewed on: 13th July 2026

PayPal user

I use PayPal for everything ,I would be lost without it . Great way to pay for things and I feel its a safe way too . Reviewed on: 13th July 2026

Every time I called PayPal I was able to speak to a...

Every time I called PayPal I was able to speak to a person and they managed to resolve my issue on the call Reviewed on: 13th July 2026

I use PayPal all the time and it’s a fantastic service.

I use PayPal all the time and it’s a fantastic service. It’s opens up a facility that should be used more widely. If you not using it, you should be Reviewed on: 13th July 2026

I love the PayPal debit card and the ability to pay...

I love the PayPal debit card and the ability to pay in 3. I use my PayPal card more over my Lloyds card though the Lloyds is linked to PayPal. Reviewed on: 13th July 2026

Great experience with PayPal

I’ve had a great experience with PayPal. It’s quick, simple to use, and I always feel safe making payments. Refunds and disputes are handled smoothly, and the app makes everything easy to manage. Definitely one of the best online payment tools out there. Reviewed on: 13th July 2026

PayPal is excellent.

PayPal is excellent. The option of PayPal credit is such good to have. Reviewed on: 13th July 2026

Very nice

PayPal is amazing and easy to use and it’s so handy from r everyday essentials. Reviewed on: 13th July 2026

Making Online Spending Easier

My experience with PayPal Credit has been very positive. It offers a level of credit that feels comparable to what you would expect from high street banks, while being more convenient for online spending. I like having everything in one place through my PayPal account, from making purchases to managing payments, which makes the whole process simple and easy to keep track of. Reviewed on: 13th July 2026

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