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PayPal: PayPal Credit reviews

4.90
Based on 110,556 reviews, last reviewed 19th May 2026
2753450% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No issues with PayPal so far so good No issues with PayPal so far so good Reviewed on: 19th May 2026
JT's avatar
JT

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110556)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy flexible and future friendly, love the options...

5
Easy flexible and future friendly, love the options for different payments. Reviewed on: 16th May 2026

Customer service excellence

5
Great experience, protected account, timely response to queries, with no hidden charges Reviewed on: 16th May 2026

Very easy to use and gives very good flexability,

5
Very easy to use and gives very good flexability, Reviewed on: 16th May 2026

Easy Peasy ...

5
Easy Peasy to use for items to purchase on line. Makes my life so Easy and quick. Reviewed on: 16th May 2026

I have had a wonderful experience throughout

5
I have had a wonderful experience throughout Reviewed on: 16th May 2026

Useful for spreading larger purchases over 3-4 month...

4
Useful for spreading larger purchases over 3-4 months and secure. Reviewed on: 16th May 2026

Excellent customer service

5
I have had a great experience with paypal Reviewed on: 16th May 2026

I’ve used PayPal for years and is by far the easiest...

5
I’ve used PayPal for years and is by far the easiest and best way to send and receive payments for nearly anything and anywhere. The options available are amazing. Reviewed on: 16th May 2026

Pay pal is very easy to use and any problems are sor...

5
Pay pal is very easy to use and any problems are sorted in the proper order Reviewed on: 16th May 2026

Very useful and grateful to have, only issue I have...

3
Very useful and grateful to have, only issue I have is I do not receive notifications when a minimum payment is due but could be down to user error. Reviewed on: 16th May 2026

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