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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Bonus points would be a great idea if a prompt comes...

Bonus points would be a great idea if a prompt comes up when on the website of current offers. I missed out on love holidays points and was left without receiving after buying a holiday for £1780. The £50 voucher offered and received didn't really satisfy my expectations. For such a supposedly sophisticated company I honestly thought you could do better. Reviewed on: 13th July 2026

PayPal is excellent the app is easy to manage clear...

PayPal is excellent the app is easy to manage clear and concise, easy to pay, easy to transfer, can't fault it Reviewed on: 13th July 2026

Excellent service and great company

Excellent service and great company Reviewed on: 13th July 2026

My go to service, fast & efficent

My go to service, fast & efficent Reviewed on: 13th July 2026

Excellent service and easy to use

I’ve had a great experience with PayPal Credit. The application process was quick and straightforward, and managing payments is simple. The app is easy to use, and transactions are smooth. Customer support has been helpful whenever I’ve needed assistance. Overall, it’s a convenient and reliable way to spread the cost of purchases. I would recommend PayPal Credit to anyone looking for a flexible payment option. Reviewed on: 13th July 2026

Its made so easy for me to buy my favourite gaming l...

Its made so easy for me to buy my favourite gaming laptop with low interest rate. Reviewed on: 13th July 2026

Excellent customer service

Every time I've had to cancel or chase an order the customer service has been excellent. Reviewed on: 13th July 2026

excellent, great for spreading costs

It doesn’t recognise me trying to get the virtual card despite keeping asking me to get one why is shouting but generally it’s very good. PayPal is allowed in a lot of places and allows me to budget if I need to spread the cost which is very useful. Reviewed on: 13th July 2026

Great way to send or receive money

Paypal is quick and very easy to understand. It is highly trustworthy and ensure payments are safe. Anyone can use it easily without any problems. It is great for both personal or professional transactions without any hassle. Reviewed on: 13th July 2026

Never a problem.

Never a problem. Always easy and quick. Reviewed on: 13th July 2026

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