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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174527 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174560)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal is a fantastic way to spread the cost and it...

PayPal is a fantastic way to spread the cost and it makes those things you want to buy so much easier. Thanks PayPal Reviewed on: 9th July 2026

It's easy.

It's easy. Straightforward. And I like the added level of security Reviewed on: 9th July 2026

Handy service when I need it

Handy service when I need it. The options are always clear and easy to use. Reviewed on: 9th July 2026

Never needed to contact customer services, having ac...

Never needed to contact customer services, having access to a PayPal credit via Google wallet is a game changer - especially with 4 months of 0% on purchases over £100. Reviewed on: 9th July 2026

Easy to set up, easy to use.

Easy to set up, easy to use. Quick replys from customer services. Reviewed on: 9th July 2026

paypal credit is a good product as i trust them more...

paypal credit is a good product as i trust them more and have been using them for years so that client loyalty has been established Reviewed on: 9th July 2026

Fantastic experience

Fantastic experience , so convenience to use . Sending money and receiving instantly Reviewed on: 9th July 2026

PayPal is consistently excellent!

PayPal is consistently excellent! Reviewed on: 9th July 2026

Efficient service and peace of mind

Efficient service and peace of mind that payment is secure and protected. Great updates, always know exactly what's due and website is comprehensive, helpful and informative. I trust PayPal, use it whenever it's available, makes me feel reassured and protected. Reviewed on: 9th July 2026

PayPal credit

I have been using PayPal credit for a while now great service I have never had a problem, I would recommend them Reviewed on: 9th July 2026

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