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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I have few things to would like change in paypal...

5
I have few things to would like change in paypal Reviewed on: 13th July 2026

PayPal is great, it offers many easy to pay and many...

4
PayPal is great, it offers many easy to pay and many services! Reviewed on: 13th July 2026

I like the pay in 3 option and the pay later and the...

5
I like the pay in 3 option and the pay later and the security I get when using paypal to check out Reviewed on: 13th July 2026

Customer Happiness

5
Every step is really easy and quick. These make me happy and satisfied Reviewed on: 13th July 2026

Pay Pal supported me in the past with solving refund...

5
Pay Pal supported me in the past with solving refund when item been purchased online. First time applied for a 4 months credit straight forward application with 0% intrest rates. Reviewed on: 13th July 2026

Great customer service

5
Great customer service - any time I contacted PayPal, I was well supported with my query. Also being able to pay in installments means I can do more with my family. I am very pleased with my experience so far. Reviewed on: 13th July 2026

feeling safe and protected

5
Paypal does not only make you feel comfortable about the credit scheme you can do if your buying items online there is a massive sense of security when buying products through paypal Reviewed on: 13th July 2026

Had great experience with customer service who quick...

5
Had great experience with customer service who quickly rectified a payment issue Reviewed on: 13th July 2026

It’s so straightforward and I love the protection th...

5
It’s so straightforward and I love the protection they give Reviewed on: 13th July 2026

Always safe with PayPal credit

5
Constantly using paypal credit facilities to make my purchases. Brilliant services I have used for many years now and always feel that my purchases are made more safely when I am using PayPal Reviewed on: 13th July 2026

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