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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174677 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174725)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Trusted Brand

Used PayPal for years! Quick and easy to use and feel it's a brand to be trusted Reviewed on: 9th July 2026

Like the options of having paypal credit in a few wa...

Like the options of having paypal credit in a few ways but very frustrating how long it takes to update when you pay in. Also i have found it hard to get in touch with anyone to ask questions. Hard to see what credit is outside of the 4 months credit option. Reviewed on: 9th July 2026

The best service

Very efficient, clear and easy to setup and navigate. Making payment stress free and manageable. Reviewed on: 9th July 2026

Never had a bad experience.

Never had a bad experience. Use it all the time Reviewed on: 9th July 2026

Has helped out massively with certain aspects of my...

Has helped out massively with certain aspects of my life so would highly recommend Reviewed on: 9th July 2026

Great provider!

Great provider! Would highly recommend to everyone! Reviewed on: 9th July 2026

PayPal comes in clutch with the pay in 3.

PayPal comes in clutch with the pay in 3. I've also just recently started using PayPal Credit and that seems fine so far Reviewed on: 9th July 2026

I found it easy to apply, in fact it was a normal pa...

I found it easy to apply, in fact it was a normal part of the purchase process. Reviewed on: 9th July 2026

Very reassuring

I Always use PayPal on pay later goods, its safe and secure and reliable Reviewed on: 9th July 2026

Good service

Good experience very helpful great Reviewed on: 9th July 2026

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