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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181066 reviews)

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4.73

Based on 181,064 reviews, last reviewed 27th Jul 2026

140% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181066)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

The pay in 4 months helps me plan my purchases.

The pay in 4 months helps me plan my purchases. Reviewed on: 13th July 2026

0% interest for 4 months..

I’ve been using PayPal Credit for a while now, and it has genuinely changed how I manage my bigger purchases. What I enjoy most is the 0% interest for 4 months on purchases over £99. It gives me the flexibility to spread the cost of larger items without the stress of immediate upfront fees or high-interest penalties. Reviewed on: 13th July 2026

Good options to pay for items.

Good options to pay for items. I do trust them but feel my available credit low & was told by a representative that it is low because I don’t use it enough which I think it ridiculous because I’m good a paying back. I feel that should count. Reviewed on: 13th July 2026

An honest review from John McCabe

The payment insurance would be one of the main reasons I use PayPal, it gives peace of mind against scammers. The staff are very helpful and easy to access and the option to pay in 3 instalments is extremely helpful if anything unexpected arises that is a bit on the more expensive side and is interest free. Reviewed on: 13th July 2026

Scam or any disputes they solve very quickly I am mo...

Scam or any disputes they solve very quickly I am more than happy to recommend PayPal for there brilliant service Reviewed on: 13th July 2026

Pay in 3 is brilliant.

Pay in 3 is brilliant. Use it all the time. So easy to use. The updates are excellent Reviewed on: 13th July 2026

Paypal use for lot of flatforms now.

Paypal use for lot of flatforms now. The way of paying in credit is very comfortable. Reviewed on: 13th July 2026

PayPal it’s peoples card

Paypal is very useful credit cards that’s provided for you. U can use it many retail shops. Reviewed on: 13th July 2026

Peace of mind every time I use PayPal I have the Kno...

Peace of mind every time I use PayPal I have the Knowledge that using Pay Pal is safe, Quick, easey and secure. Reviewed on: 13th July 2026

So easy to use and to set up, probably one of the ea...

So easy to use and to set up, probably one of the easiest accounts to set up Reviewed on: 13th July 2026

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