Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181066 reviews)

View other PayPal products

4.73

Based on 181,064 reviews, last reviewed 27th Jul 2026

140% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181066)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always easy experience and very good to navigate

Always easy experience and very good to navigate Reviewed on: 13th July 2026

It is good, but it can be better, particularly in te...

It is good, but it can be better, particularly in terms of how repayment is taken from the account when it's due. Reviewed on: 13th July 2026

The charges are a bit too high and the percentage is...

The charges are a bit too high and the percentage is as much if not more than a credit card Reviewed on: 13th July 2026

PayPal simplify

Make my life easier, simplifying payment and offering now credit. Reviewed on: 13th July 2026

It has been easy to use.

It has been easy to use. Platform and authentication has been very easy Reviewed on: 13th July 2026

Very secure

It feels secure . I don'think twice when purchasing online Reviewed on: 13th July 2026

Always a good service.

Always a good service. The costumer service are always provided good information and help. Reviewed on: 13th July 2026

Easy and simple.

Easy and simple. Good repayment plans and email reminders. Reviewed on: 13th July 2026

Fast efficient & safe,

Fast efficient & safe, been with them several years now, no hassle & pay in 3 is very handy. Reviewed on: 13th July 2026

PayPal is easy to use and reliable

I have always used PayPal and have always found it easy to use and navigate. I like the reports features. I have never had issues when resolving payments Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101235 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub