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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Amazing experience

I love it, it’s always there for a back up when I need it in a financial situation and has helped me improve my credit score by double. They are really good at communicating and I love the notifications I receive to remind me what I have to pay which is why I’d choose PayPal credit over and over again thank you !! Reviewed on: 28th May 2025

Easy to access loans and to pay back.

Easy to access loans and to pay back. Also good at getting unsettled purchases back Reviewed on: 28th May 2025

Paypal App

SImple to use, love the app and the interest free payments really do help Reviewed on: 28th May 2025

Top Dog paypal

I just absolutely love PayPal never use anything else I love the flexibility and the convenience it give me Reviewed on: 28th May 2025

Good and help us when we need the finance to move on.

Good and help us when we need the finance to move on. I always depend on PayPal Reviewed on: 28th May 2025

I always use PayPal credit...

I always use PayPal credit as I find it a really easy way to budget for more expensive items. I have had to use PayPal to resolve a dispute for me and they acted very quickly and resolved my issue favourably. Reviewed on: 28th May 2025

Always had a great service.

Always had a great service. So easy to use. My go to is PayPal. What more can one say. Great value. Reviewed on: 28th May 2025

Everyone know PayPal is one of the most secure ways...

Everyone know PayPal is one of the most secure ways of buying online… putting your credit card on there and you’re getting all full security… I use PayPal credit for everything… it’s safe it easy it’s convenient Reviewed on: 28th May 2025

Use for most on line purchases.

Use for most on line purchases. Easy to use. Reviewed on: 28th May 2025

Excellent services.

Excellent services. Very straightforward Reviewed on: 28th May 2025

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