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PayPal: PayPal Credit reviews

4.73
Based on 180,993 reviews, last reviewed 21st Jul 2026
213% increase in 5 star reviews
in the past 90 days
268% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026
Abhishek S's avatar
Abhishek S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180994)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It is easy to use and secure and reliable

5
It is easy to use and secure and reliable Reviewed on: 13th July 2026

I love the PayPal credit card, it gives me the freed...

5
I love the PayPal credit card, it gives me the freedom to buy what I need without worrying of the repayment Reviewed on: 13th July 2026

reciving better and safe service.

4
reciving better and safe service. Reviewed on: 13th July 2026

They are very good and reliable, solve problem very...

5
They are very good and reliable, solve problem very faster. Reviewed on: 13th July 2026

Love paypal, have done for years :)

5
Love paypal, have done for years. The flexibility is great with options of pay in 3 and the credit card ! Reviewed on: 13th July 2026

A really good experience with PayPal Credit.

5
A really good experience with PayPal Credit. It helps me purchase larger items and spread the cost. Easy to use, no hiccups. Reviewed on: 13th July 2026

l a number of years and always feel safe and secure..

5
Have used PayPal a number of years and always feel secure using this payment methods Reviewed on: 13th July 2026

Quick efficient and safe way to purchase and send fi...

5
Quick efficient and safe way to purchase and send finances Reviewed on: 13th July 2026

PayPal credit

4
It's really good and I would recommend it to anyone Reviewed on: 13th July 2026

Great service, would highly recommend

5
Great service, would highly recommend this to everyone I know! I use this frequently and it’s a great help and easy to use :) Reviewed on: 13th July 2026

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