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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181062)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use paypal credit to help set up my business and h...

4
I use paypal credit to help set up my business and help with some costs. It works, the interest rates can be a little confusing at times, but you really should only use this if you are capable of handling the monthly payments anyway! Reviewed on: 13th July 2026

Very cleans and professional service app is great to...

5
Very cleans and professional service app is great to use and the people are very warm and friendly Reviewed on: 13th July 2026

Paypal is efficient service the transfer from bank a...

5
Paypal is efficient service the transfer from bank account to PayPal occurs in minutes Reviewed on: 13th July 2026

I LOVE PAYPAL CREDIT.

5
I LOVE PAYPAL CREDIT. Never had a problem with it at all, don’t get charged interest and so easy to pay back. Reviewed on: 13th July 2026

Really good experience with PayPal and PayPal credit

5
Really good experience with PayPal and PayPal credit Reviewed on: 13th July 2026

PayPal Review

5
Never had an issue with PayPal. Easy to use. I can manage my account easily and Pay in 3 is an excellent option. I would recommend PayPal to my friends Reviewed on: 13th July 2026

PayPal has made online payments much more convenient

4
PayPal has made online payments much more convenient by allowing me to complete transactions without hassle. I value the reliability of the service and how it continues to improve the user experience. It has become a trusted part of my everyday digital payments. PayPal helped you complete an urgent payment Reviewed on: 13th July 2026

It is useful and convenient.

5
It is useful and convenient. When I buy online, I don't have to enter the address; I use PayPal. Reviewed on: 13th July 2026

Great experience

5
I have had a great experience with PayPal. Reviewed on: 13th July 2026

My first experience with credit, trusted and safe

5
My first experience with credit and made me understand the process and made me be able to buy occasional things I would have had to wait longer for. Balance can be a little slow to update but I know it will do it eventually and support is there if you are concerned it won't. Reviewed on: 13th July 2026

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