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PayPal: PayPal Credit reviews

4.73
Based on 180,952 reviews, last reviewed 19th Jul 2026
254% increase in 5 star reviews
in the past 90 days
314% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable - Safe & easy to use app. I have always found PayPal easy to use & customer services have always been extremely helpful and responsive. I find payment by PayPal a safe & quick ... Read more Reviewed on: 19th July 2026
 Elora 's avatar
Elora

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180953)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Dose what it says .

5
Dose what it says . Stretches your pound Reviewed on: 13th July 2026

Seamless

5
Seamless payments online, no problem, and payments protection Reviewed on: 13th July 2026

Easy to use and flexible, widely accepted and consta...

5
Easy to use and flexible, widely accepted and constantly evolving to offer more accessibility. Great service. Reviewed on: 13th July 2026

Brilliant customer service and all round fab company

5
Brilliant customer service and all round fab company Reviewed on: 13th July 2026

Credit PayPal with excellence!

5
More and more retailers are accepting PayPal Credit. You can spread concert ticket costs overtime which means we've been able to get to many that we couldn't have afforded without it. Interest rates are decent. Buy Now Pay Later is a great outlet. The website and App are user friendly. Reviewed on: 13th July 2026

Love PayPal gives me ease of mind, also makes orderi...

5
Love PayPal gives me ease of mind, also makes ordering so much easier Reviewed on: 13th July 2026

fast and easy

5
Paypal credit is fast and easy and always makes me feel at ease as i know the product will be legit Reviewed on: 13th July 2026

It’s been great to use for far, provided support whe...

5
It’s been great to use for far, provided support when I needed it Reviewed on: 13th July 2026

I love PayPal.

5
I love PayPal. I use it all the time. I trust it very much. Great service. Would definitely recommend it. Reviewed on: 13th July 2026

Excellent service and easy to use

5
i have used all the services pay pal offer all very smooth and easy to use and it all very clear and easy to use Reviewed on: 13th July 2026

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