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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great service and national wide acceptance.

Great service and national wide acceptance. Works almost everywhere without extra hassle. Reviewed on: 13th July 2026

Ive never had an issue with my paypal credit and wil...

Ive never had an issue with my paypal credit and will continue to use it without a doubt i was greatfull to be part of paypal credit Reviewed on: 13th July 2026

Always easy experience and very good to navigate

Always easy experience and very good to navigate Reviewed on: 13th July 2026

It is good, but it can be better, particularly in te...

It is good, but it can be better, particularly in terms of how repayment is taken from the account when it's due. Reviewed on: 13th July 2026

The charges are a bit too high and the percentage is...

The charges are a bit too high and the percentage is as much if not more than a credit card Reviewed on: 13th July 2026

PayPal simplify

Make my life easier, simplifying payment and offering now credit. Reviewed on: 13th July 2026

It has been easy to use.

It has been easy to use. Platform and authentication has been very easy Reviewed on: 13th July 2026

Very secure

It feels secure . I don'think twice when purchasing online Reviewed on: 13th July 2026

Always a good service.

Always a good service. The costumer service are always provided good information and help. Reviewed on: 13th July 2026

Easy and simple.

Easy and simple. Good repayment plans and email reminders. Reviewed on: 13th July 2026

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