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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (111132 reviews)

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4.90

Based on 111,132 reviews, last reviewed 20th May 2026

2780450% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Its good way to buy and pay later Its good way to buy and pay later Reviewed on: 20th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111132)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy access, easy in use.

Easy access, easy in use.A lot of places you can use it. Reviewed on: 16th May 2026

I use PayPal for my online subscriptions and other i...

I use PayPal for my online subscriptions and other items where I don’t want to waste time entering my bank details. PayPal always delivers excellent service and security. My go to payment system for my online payments. Reviewed on: 16th May 2026

Excellent services

PayPal has been so wonderful even when I bought an item and it wasn't delivered, I got my money back. The payment us secured so when you do transactions with oaypal, your mind is at peace. Reviewed on: 16th May 2026

Love the BNPL 3 and 4 month options usefull to build...

Love the BNPL 3 and 4 month options usefull to build on credit without paying interest. Reviewed on: 16th May 2026

I love PayPal credit, great customer service, I can...

I love PayPal credit, great customer service, I can collect points so you can save and convert, gives me more options in payment, using PayPal card linked to my account is useful as my other 2 Bank account cards are the same colour and I often make a transaction with hhe wrong card. Reviewed on: 16th May 2026

Good and fast response.

Good and fast response. More credit required Reviewed on: 16th May 2026

PayPal credit is great for emergencies and for those...

PayPal credit is great for emergencies and for those extra special treats purchase's Reviewed on: 16th May 2026

Excellent no complaints.

Excellent no complaints. Nothing more to say. Reviewed on: 16th May 2026

PayPal to the rescue

My phone decided to give up the ghost. I tried getting another from my provider but they no longer sold them as a newer one was on its way. So I used PayPal to get one from the manufacturer instead. It was actually a lot easier than I thought. No sooner had I answered a few questions and clicked submit, I was accepted and the phone was ordered and on its way. Reviewed on: 16th May 2026

The paypal service is just so convenient to use.

The paypal service is just so convenient to use. Reviewed on: 16th May 2026

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