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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176336 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176362)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal Credit is quick and easy to use and hassle free.

PayPal Credit is quick and easy to use and hassle free. Reviewed on: 9th July 2026

PayPal credit experience

My experience with PayPal credit has been great it’s very straightforward and easy to use I’ve rarely had any issues with it. I like using it to divide big payments and it’s very helpful for my credit and finances. Reviewed on: 9th July 2026

PayPal Credit is wonderful

PayPal credit is wonderful, especially pay in 3 because if I am making certain purchases, I can split my payments up in 3 payments. PayPal credit is also good because you can look at what you want to buy and if PayPal credit is available, then I would use it but only for certain purchases. Reviewed on: 9th July 2026

It is easy to use a d very clear to...

It is easy to use a d very clear to use Reviewed on: 9th July 2026

PayPal for a long time, happy customer!

I've been using PayPal for a long time, easy and safe method to pay online. PayPal pay in 3 and PayPal credit are also options I use and find it easy to navigate the app and pay back. I find the different options available to me are helpful in margin my finances. Reviewed on: 9th July 2026

It's ok handy when u really need it

It's ok handy when u really need it Reviewed on: 9th July 2026

most trusted

PayPal is one of the most trusted and widely accepted online payment platforms. It makes sending and receiving money easy, offers buyer protection for many purchases, and is accepted by millions of online merchants worldwide. Setting up an account is straightforward, and the mobile app is convenient for managing payments. Reviewed on: 9th July 2026

Easy to manage your money

I really like the grace period given on purchases before PayPal start charging you interest on the money spent, it gives you time to repay without incurring additional costs Reviewed on: 9th July 2026

Never had any issues with using PayPal and when I ne...

Never had any issues with using PayPal and when I needed support with a purchase through PayPal, the problem was resolved. Reviewed on: 9th July 2026

I use PayPal a lot, it’s quick and easy to...

I use PayPal a lot, it’s quick and easy to manage Reviewed on: 9th July 2026

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