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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Fast efficient & safe,

Fast efficient & safe, been with them several years now, no hassle & pay in 3 is very handy. Reviewed on: 13th July 2026

PayPal is easy to use and reliable

I have always used PayPal and have always found it easy to use and navigate. I like the reports features. I have never had issues when resolving payments Reviewed on: 13th July 2026

Smooth transactions every single time.

Smooth transactions every single time. I trust them to protect myself from scams. Buyer protection is topnotch and worry free. Reviewed on: 13th July 2026

No Issues in years of use

Many years using PayPal, never once had any issues, be it regular payments or credit. Used the send to friend option a few times too, without issue. Overall, a great company to deal with. Reviewed on: 13th July 2026

Every time without fail.

Alot of issues with vendors recently and PayPal has helped me efficiently and effectively every time. Reviewed on: 13th July 2026

Well done!

It's very good and the problems are always sorted Reviewed on: 13th July 2026

Easy to use.

Easy to use. Easy to make payments. Reviewed on: 13th July 2026

I have used PayPal for many years

I have used PayPal for many years now and never had any issues Reviewed on: 13th July 2026

It's very easy to use, the 0% interest for 4months o...

It's very easy to use, the 0% interest for 4months on purchases of 99£ or more. no annual fees. if you missed a payment there will be a late fees. an APR of 23.9% variable should be lessen. Reviewed on: 13th July 2026

Great service easy to use app with is quick and reli...

Great service easy to use app with is quick and reliable. Nice payment options, easy to manage different wallets and payments and purchases. It is an available option to finance or purchase on many different sites Reviewed on: 13th July 2026

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