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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176439 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176490)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal credit.

PayPal credit...easy to use in every shop, 0% finance for 4 months is an added bonus Reviewed on: 9th July 2026

PayPal credit is transparent, quick, seamless and wi...

PayPal credit is transparent, quick, seamless and widely accepted. Reviewed on: 9th July 2026

Easy to use

PayPal is easy to use and easy to make payments whilst being open and transparent to what you owe Reviewed on: 9th July 2026

Very good overall, can’t complain pay in 3 is a usef...

Very good overall, can’t complain pay in 3 is a useful tool for spreading your payments out over a period of time and making it more affordable at a time of great economic uncertainty and a cost of living crisis Reviewed on: 9th July 2026

PayPal is really easy to use and I like that they se...

PayPal is really easy to use and I like that they send reminders about upcoming payments Reviewed on: 9th July 2026

Very good experience

Very good experience, makes spreading the cost very easy, terms and conditions are laid out as easy to understand and customer service are always on hand if there are any issues Reviewed on: 9th July 2026

Paypal credit is really convenient.

Paypal credit is really convenient. The only annoyance is if a purchase is even £1 over limit, you can't add currency to the account, so it's denied. Reviewed on: 9th July 2026

Good for purchase and pay later options .

Good for purchase and pay later options . Available.in most of the shopping sites and physical retailers Reviewed on: 9th July 2026

PayPal. Efficient and secure.

Have used PayPal now for quite a number of years and found it to be efficient and secure which gives peace of mind. Reviewed on: 9th July 2026

So easy to use and reassuring

So easy to use and gives me reassurance that I’m not being scammed Reviewed on: 9th July 2026

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