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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180938 reviews)

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4.73

Based on 180,938 reviews, last reviewed 18th Jul 2026

285% increase in 5 star reviews

in the past 90 days

351% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Linking Bank Account One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal c... Read more Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180938)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Just love it how easy to set up and handle all my fi...

Just love it how easy to set up and handle all my finances in the app. Reviewed on: 13th July 2026

Decent customer service and have never had any major...

Decent customer service and have never had any major complaints in general Reviewed on: 13th July 2026

Very easy and straightforward to apply

Very easy and straightforward to apply Reviewed on: 13th July 2026

Easy to use

Great service , love the application Reviewed on: 13th July 2026

Never had any problems

There's not much to say other than that I have never had any issues when using any of PayPal's products and services. If I ever had to contact them then they dealt with my enquiry efficiently. Reviewed on: 13th July 2026

It's always happy when I need money

It's always happy when I need money Reviewed on: 13th July 2026

Easy to shope with PayPal credit and makes me feel s...

Easy to shope with PayPal credit and makes me feel secure Reviewed on: 13th July 2026

It was very fast and good.

Good The process was fast and quick—superb. Reviewed on: 13th July 2026

Great experience

Great experience, easy and reliable Reviewed on: 13th July 2026

Was simple to apply for, great money value which all...

Was simple to apply for, great money value which allowed me to purchase something I wouldn’t otherwise have been able to. Was all done online through an easy format which only took a matter of minutes, would highly recommend… Reviewed on: 13th July 2026

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