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PayPal: PayPal Credit reviews

4.90
Based on 111,277 reviews, last reviewed 20th May 2026
2786950% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy process, fast approval, friendly and nice ameri... Easy process, fast approval, friendly and nice american accent customer support Reviewed on: 20th May 2026
Semih E's avatar
Semih E

Latest lowest rating:

1

Doesn't let me make payments and always rejects it. Doesn't let me make payments and always rejects it. Reviewed on: 20th May 2026
Khadro 's avatar
Khadro

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111277)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I love PayPal.

5
I love PayPal. Great company. Excellent service Reviewed on: 17th May 2026

PayPal is easyThe process is easy and seamless

5
The process is easy and seamless Reviewed on: 17th May 2026

Very easy to use and understand

5
Very easy to use and understand if you need anything easy to speak to a real person Reviewed on: 17th May 2026

Great that you can get a physical card along with cl...

5
Great that you can get a physical card along with click and pay on so many websites. Makes life easier than having lots of credit cards as PayPal credit does it all. I like that I can view balance easily and keep track of spending. Reviewed on: 17th May 2026

Always resolve any issue I might have

4
Always resolve any issue I might have Reviewed on: 17th May 2026

Safe and Trustworthy

5
Never any issue. Safe and trustworthy Reviewed on: 17th May 2026

It's not credit, it's a bonus!

5
It's not credit, it's a bonus! Pay within four months and it's totally free! Reviewed on: 17th May 2026

easy peasy

5
Pay in three is so easy to use. The payment reminders are so helpful and the service flawless. Reviewed on: 17th May 2026

Never had a problem with PayPal always helpful and n...

5
Never had a problem with PayPal always helpful and never let me down. Security second to none. Reviewed on: 17th May 2026

Easy to keep track of your purchases

5
Easy to keep track of your purchases simple to use and navigate Reviewed on: 17th May 2026