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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176714)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It’s easy to use Paypal with the instructions give y...

5
It’s easy to use Paypal with the instructions give you and if any problems you contact service customer will resolve it to you very quick and very safe to use Paypal Reviewed on: 10th July 2026

Quick easy to use, all in one place with the ease of...

5
Quick easy to use, all in one place with the ease of the app, no hidden fees, Reviewed on: 10th July 2026

Honest review

5
Excellent customer service all the time I’ve been you ! Reviewed on: 10th July 2026

Keep it amazing! ...

5
Always easy to use, find it safe with all notifications Reviewed on: 10th July 2026

Everything you do on the app is user friendly

5
Everything you do on the app is user friendly Reviewed on: 10th July 2026

Excellent service and easy to use

5
Excellent service and easy to use Reviewed on: 10th July 2026

Simple and safe to use.

5
Simple and safe to use. Great option for online payments and interest free over 3 Reviewed on: 10th July 2026

Absolutely excellent!

5
Absolutely excellent!! Give me confidence on my needs! Reviewed on: 10th July 2026

When needed they are easy to use with no problems.

5
When needed they are easy to use with no problems. Reviewed on: 10th July 2026

PayPal credit makes it easy to spread the cost of bi...

5
PayPal credit makes it easy to spread the cost of big purchases over several months while also making repayments easy Reviewed on: 10th July 2026

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