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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very clear instructions to use and records and commu...

Very clear instructions to use and records and communications concise Reviewed on: 13th July 2026

I have a couple of Disputes with companies, and PayP...

I have a couple of Disputes with companies, and PayPal sorted them out quickly and effectively. X quick response, excellent customer service care felt extremely satisfied Reviewed on: 13th July 2026

i have every confidence in paypal to be secure and s...

i have every confidence in paypal to be secure and sort out any problems that may occur Reviewed on: 13th July 2026

Easy and stress free

Enabled to make a purchase and spread out the cost in an easy and stress free manner, meaning I can focus on other priorities whilst still having this in the background. Reviewed on: 13th July 2026

Really handy to have this available.

Really handy to have this available. Sensible limits too. Reviewed on: 13th July 2026

Very easy and handy for my business

Very easy and handy for my business Reviewed on: 13th July 2026

Everything always runs so smoothly,never had any pro...

Everything always runs so smoothly,never had any problems with purchasing or payment Reviewed on: 13th July 2026

Very easy to use.

Very easy to use. The pay in three instalments option is very handy, just a shame not all online retailers use it. Reviewed on: 13th July 2026

Easy to use Paypal

Wry easy to use PayPal and great fro spreading payments Reviewed on: 13th July 2026

Excellent service and great app

Excellent service and the app is really easy to use Reviewed on: 13th July 2026

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