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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180937 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180937)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy secure payments

Good secure payments, easy to resolve issues. Easy to pay friends and family Reviewed on: 13th July 2026

No hassle kept up to day with up to date...

No hassle kept up to day with up to date balance Reviewed on: 13th July 2026

Very easy to use.

Very easy to use. Very easy to monitor and mange. Reviewed on: 13th July 2026

No issues to date

I use paypal credit for larger purchases particularly for things I need to order or buy in the middle of the month while waiting for payday. it is good that it is interest free. I have not had any issues with using it so far. Reviewed on: 13th July 2026

Accessible, trustworthy and hugely usedul.

Accessible, trustworthy and hugely usedul. Reviewed on: 13th July 2026

Fast and flexible, use all the time.

Fast and flexible, use all the time. Reviewed on: 13th July 2026

I've been using PayPal for a while and it's made onl...

I've been using PayPal for a while and it's made online payments much easier. I like that I can pay without sharing my card details with every website, and sending money to friends and family is usually quick and straightforward. The app is easy to use, and I've found it convenient for both shopping and managing transactions. While there can occasionally be delays or extra checks for security, overall I've had a positive experience and would recommend PayPal to anyone looking for a simple and secure way to pay online and manage transactions. Reviewed on: 13th July 2026

paypal is quick safe and easy way to purchase items...

paypal is quick safe and easy way to purchase items and also pay later if needed Reviewed on: 13th July 2026

Best short term credit platform

Easy credit transaction either pay in 3 or 0% interest in 4 months plus an array of very competitive instalment rates to suit your budget..all backed up by Paypal’s excellent reputation! Reviewed on: 13th July 2026

Great payment method.

Great payment method. No hassle, outstanding customer service. Easy to use and never experienced negatives with it. Is accepted in most of the websites across United Kingdom and Europe. Reviewed on: 13th July 2026

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