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PayPal: PayPal Credit reviews

4.90
Based on 111,306 reviews, last reviewed 20th May 2026
2788200% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal aleays are the to assist and will make sure u... Paypal aleays are the to assist and will make sure u are all sorted out . Eather u get ur refund or replacement in very good time i cant compare them ... Read more Reviewed on: 20th May 2026
davit pinheiro's avatar
davit pinheiro

Latest lowest rating:

1

Doesn't let me make payments and always rejects it. Doesn't let me make payments and always rejects it. Reviewed on: 20th May 2026
Khadro 's avatar
Khadro

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111306)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Never had an idsue

5
Never had an issue using it, and 0% APR over the first 4 months on anything over £100 is super useful for budgeting. Reviewed on: 17th May 2026

Very trust worthy

5
I rate paypal as it is the only way I feel safe paying for anything this day and age it is totally reliable Reviewed on: 17th May 2026

Excellent service and benefits, wish I had this for...

5
Excellent service and benefits, wish I had this for years but only just found out about it. Reviewed on: 17th May 2026

I have used Paul for years now and any issues that I...

5
I have used Paul for years now and any issues that I may have with my purchases they have managed to resolve with the business involved. Reviewed on: 17th May 2026

Paypal for the win!

5
Needed a few things in a pinch and the buy now pay later was a god send, always used PayPal for payments over the Internet, but now with the buy now pay later and the PayPal credit I use this more than my bank. Reviewed on: 17th May 2026

Value for money.

5
Value for money. Always answer and resolve queries promptly. Reviewed on: 17th May 2026

Great credit solution

5
Simple and efficient solution to short term credit borrowing that is cost effective. Reviewed on: 17th May 2026

Easy to use and flexible.

5
Easy to use and flexible. Would benefit from faster transfer times. Reviewed on: 17th May 2026

Great way to pay over a few months rather than in on...

5
Great way to pay over a few months rather than in one large sum Reviewed on: 17th May 2026

Amazing .

5
Amazing . Its easy and smooth process Reviewed on: 17th May 2026