Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176838 reviews)

View other PayPal products

4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176865)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal have been consistent for years & that’s why I...

PayPal have been consistent for years & that’s why I’ve used them time & time again and will continue to use them time & time again… Reviewed on: 10th July 2026

Everything is perfect.

Everything is perfect. No problem at all. Reviewed on: 10th July 2026

Good way To Manage large Purchases

I have been using PayPal for quite a time now its a good way of helping me manage my money in a way like holiday payments or larger purchases,takes away the stress and l always pay within my credit period so there are no extra charges Reviewed on: 10th July 2026

PayPal helped us out when we brought our first home!

We used PayPal credit to help us out when we brought our first home! It was a big help when it came to kitchen appliances and other big things we couldnt necessary afford on our own! Reviewed on: 10th July 2026

Good credit provider never had any problems

Good credit provider never had any problems Reviewed on: 10th July 2026

I had a positive experience overall.

I had a positive experience overall. The staff were polite, professional, and took the time to answer my questions clearly. The process was straightforward, and I felt well informed throughout. The only area that could be improved is reducing waiting times, but overall I was satisfied with the service and would use this bank again. Reviewed on: 10th July 2026

PayPal Are The Bees Knees

Fantastic service always been helpful and the multiple service they offer are very beneficial. The pay in 3 service is a great way spread the cost of purchasing. Would definitely recommend using not only this great feature but also their other features such as PayPal credit. Reviewed on: 10th July 2026

Easy to access, easy to use and repay

Easy to access, easy to use and repay Reviewed on: 10th July 2026

I've had some great experience using PayPal and also...

I've had some great experience using PayPal and also I've had very good and great customer service from PayPal. I've been with PayPal for many many years and I've been treatmented with fairness when it comes to using PayPal services. I won't hesitate to recommend my friends and family's to join Team PayPal. Reviewed on: 10th July 2026

It's been there when I needed it.

It's been there when I needed it. Reviewed on: 10th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98229 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub