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PayPal: PayPal Credit reviews

4.90
Based on 111,338 reviews, last reviewed 20th May 2026
2789800% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very effective, a great option Easy to use and very effective, a great option Reviewed on: 20th May 2026
Allie Selby's avatar
Allie Selby

Latest lowest rating:

1

Doesn't let me make payments and always rejects it. Doesn't let me make payments and always rejects it. Reviewed on: 20th May 2026
Khadro 's avatar
Khadro

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111338)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Reliable, fast, cheap, safe!

5
Easy to use, fast, safe. Available in many countries. Cheap, used by many people. Reliable, Reviewed on: 17th May 2026

Excellent and very helpful service.

5
“Excellent and very helpful service. Everything was handled professionally, quickly, and clearly. Communication was smooth, and the support provided exceeded expectations. Highly recommended and truly appreciated!” Reviewed on: 17th May 2026

Easy use and good offers.

5
Easy use and good offers. Always keeping me updated with status and issues Reviewed on: 17th May 2026

Great to use

5
Really easy to use and makes the user feel safe for spending on some websites or transactions between people. Also useful for pay in 3 or Paypal credit. Reviewed on: 17th May 2026

My wife had an issue with a scam payment and PayPal...

5
My wife had an issue with a scam payment and PayPal sorted out instantly Reviewed on: 17th May 2026

I have had some.good experience

5
I have had some. Good & bad experience with the Paul pal Reviewed on: 17th May 2026

Never had an issue, highly recommended.

5
Never had an issue, highly recommended. Reviewed on: 17th May 2026

Outstanding service.

5
PayPal credit gives outstanding customer service. It is easy to use and a fantastic opportunity when paying to higher priced goods Reviewed on: 17th May 2026

Excellent service

5
My experience with PayPal has been nothing short of excellence and admiration. Reviewed on: 17th May 2026

Paypal credit is epic..!

5
Paypal credit is easy to use and gives 4 months interest free credit so is great for budgeting for larger purchases..it also offers a card for smaller buys which I store in an online wallet Reviewed on: 17th May 2026