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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Always happy with PayPal services

Always happy with PayPal services Reviewed on: 13th July 2026

Purchase issues

PayPal have been amazing dealing with issues for any purchase disagreements I’ve had excellent service Reviewed on: 13th July 2026

Fantastic experience with paypal

Fantastic experience with paypal Reviewed on: 13th July 2026

Excellent customer support particularly with problem...

Excellent customer support particularly with problematic retailers. Reviewed on: 13th July 2026

The ease of paying and setting up monthly payments w...

The ease of paying and setting up monthly payments with affordable prices. Reviewed on: 13th July 2026

The service is easy to use

The service is easy to use, payments are processed quickly and I feel confident that my transactions are secure Reviewed on: 13th July 2026

Good experience with consumer protection

Good experience with consumer protection Reviewed on: 13th July 2026

Great convenient and safe easy payment clear messages

Great convenient and safe easy payment clear messages Reviewed on: 13th July 2026

Easy & Safe Great service quick to use

Easy & Safe Great service quick to use Reviewed on: 13th July 2026

PayPal Credit has been one of the most convenient fi...

PayPal Credit has been one of the most convenient financial tools I’ve used. The application process was quick and straightforward, and I received a decision almost instantly. It’s made managing larger purchases much easier thanks to the option of spreading payments over time, especially with promotional financing on eligible purchases. What I appreciate most is how seamlessly it integrates with PayPal at checkout. There’s no need to enter extra card details, and the process is fast, secure, and hassle-free. The online account management is easy to use, making it simple to track balances, payments, and available credit. Customer service has also been professional and helpful whenever I’ve needed assistance. As long as payments are made on time and the terms are understood, PayPal Credit can be an excellent way to manage expenses while maintaining flexibility. Overall, I’d highly recommend PayPal Credit to anyone looking for a convenient, reliable, and user-friendly credit option. It offers flexibility, security, and a smooth shopping experience, making it a valuable financial tool for everyday and larger purchases alike. Reviewed on: 13th July 2026

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