Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (111368 reviews)

View other PayPal products

4.90

Based on 111,368 reviews, last reviewed 20th May 2026

2791150% increase in 5 star reviews

in the past 90 days

8200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

easily and seamlessly. Every transaction has been made easily and seamlessly. Can't fault the customer service. Reviewed on: 20th May 2026

Latest lowest rating:

1

Doesn't let me make payments and always rejects it. Doesn't let me make payments and always rejects it. Reviewed on: 20th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111368)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Best payment system ever

Never had an issue using PayPal its the perfect way to pay for items when needed. Reviewed on: 17th May 2026

Use it mostly for pay in 3 and things on eBay it's e...

Use it mostly for pay in 3 and things on eBay it's excellent Reviewed on: 17th May 2026

Very easy to set up and use, and safe!

Very easy to set up and use, and safe! PayPal is my go to for online payments as it adds an extra layer of security. Reviewed on: 17th May 2026

never had a problem with getting my money back with...

never had a problem with getting my money back with bad payers Reviewed on: 17th May 2026

Had PayPal for ages and no complaints.

Had PayPal for ages and no complaints. Always fast, secure and reliable Reviewed on: 17th May 2026

Easy to use for a range of different payments includ...

Easy to use for a range of different payments including retail and charity! Reviewed on: 17th May 2026

Love how seamless PayPal is, instant payments, great...

Love how seamless PayPal is, instant payments, great app, and peace of mind with strong security. Whether shopping online or freelancing, it’s my go to every time. 5 stars! Simple, convenient, and trustworthy PayPal just works. Reviewed on: 17th May 2026

Queries always promptly resolved.

Whenever I have a query, PayPal promptly resolves it. I have had unapproved transactions taken by establishments and PayPal has investigated these using the information I have provided in order to ensure I was reimbursed. Reviewed on: 17th May 2026

Very great, because is easier for me to pay back

Very great, because is easier for me to pay back Reviewed on: 17th May 2026

Great reliable customer experience

Great reliable customer experience Reviewed on: 17th May 2026

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Better Off Calculator
from Policy in Practice 4.78 from 495 reviews
Very Account
from Shop Direct 4.31 from 27 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub