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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176907 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176935)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It's everything fiscal for me.

It's everything fiscal for me. Reliable and easy transactions, and it pays me too, with points. I just love how secure Paypal makes me feel financial. I can still pay my bills using Paypal credit when I'm down on cash. Reviewed on: 10th July 2026

PayPal credit was easy to set up & use, payment opti...

PayPal credit was easy to set up & use, payment options were clear Reviewed on: 10th July 2026

Needs major overhaul to be a good service

They don’t update the billing list how it should they take the amount off but not the correct billing listing making it more difficult to track and charge you if you pay early even with a big payment. Reviewed on: 10th July 2026

Amazing Flexible service options

i order items that i would not be able to purchase immediately and then manage my repayments higher to clear them - this service is fantastic and i recommend Paypal to everyone Reviewed on: 10th July 2026

PayPal is there when you need it

Paypal credit has come in very handy for times when needed. Especially in such hard economic times Reviewed on: 10th July 2026

I don’t feel the app/website is very easy to use at...

I don’t feel the app/website is very easy to use at all it almost feels like it is purposely set up to catch you out and make you late with payments. Reviewed on: 10th July 2026

Have always provided what I wanted

Have always provided what I wanted Reviewed on: 10th July 2026

I like to use PayPal because I know my money...

I like to use PayPal because I know my money is safe Reviewed on: 10th July 2026

Always trusting PayPal with my payment, I’m always c...

Always trusting PayPal with my payment, I’m always confident with my transactions and secure Reviewed on: 10th July 2026

Simple to use and gives confidence buying

Simple to use and gives confidence when buying from a new business Reviewed on: 10th July 2026

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