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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132705 reviews)

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4.74

Based on 132,705 reviews, last reviewed 10th Jun 2026

3769250% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have a PayPal credit card and I love that the inte... I have a PayPal credit card and I love that the interest rate is low. I can also spread the cost over pay in 3. I can also see and manage my account i... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (132705)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Excellent repayment flexibility

The flexibility to repay helps a lot. Reviewed on: 9th June 2026

PayPal credit has been just what I needed for me per...

PayPal credit has been just what I needed for me personally right now - I am more than satisfied. Simple, but informative with helpful reminders when needed. I use it regularly with no worries. It’s so easy to get started. Reviewed on: 9th June 2026

Using paypal...

I like to pay with pay pal as I know that it as excellent payment protection, The app is easy to navigate. when I’ve had problems the customer service team have always been polite and very helpful and also sorting the issues out for me. I always feel safe using this app Reviewed on: 9th June 2026

PayPal Credit was and is a excellent way to purchase...

PayPal Credit was and is a excellent way to purchase anything. No lenghty waiting for acceptance you even get Zero percent interest free on purchases. The choice of available ways to pay for anything you want to purchase is simply fantastic and it's a great way to purchase online. I have used all of the choices that are available using PayPal. Interest free credit using PayPal as a choice through Samsung and I got my mobile phone with extra money off with Samsung choices interest free over the choice I wanted to pay monthly my mobile was purchased from Samsung and you can't get better than that from a leading company to have PayPal as a way to purchase what you want on the interest free terms that suit your financial choice. PayPal take 3 is simply the best you purchase through PayPal and have the choice to take 3 monthly payments to purchase anything you want to buy from your online retailer absolutely a no brainer. The service you get using PayPal is faultless and easy to make the way you want to purchase online a quick and easy choice that is available should you wish to use PayPal. Reviewed on: 9th June 2026

Very useful and easy to use.

Very useful and easy to use. Has helped me get back on my feet Reviewed on: 9th June 2026

Always there when I need them never had any problems

Always there when I need them never had any problems Reviewed on: 9th June 2026

Quick and easy to use.

Quick and easy to use. Good communication and notifications from them, helps you to keep on top of your credit. The app makes things very simple. Reviewed on: 9th June 2026

I think PayPal is a very reliable and convenient pay...

I think PayPal is a very reliable and convenient payment method. Reviewed on: 9th June 2026

Stress free.

Stress free. No problem with PayPal account always helpful. Reviewed on: 9th June 2026

Hassle free PayPal credit

PayPal Credit is an excellent way to spread the cost of more expensive purchases over 4 months and not accrue any interest Reviewed on: 9th June 2026

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