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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Smart & Cool

Very cool way to use. It’s convenient and easy! Thanks. Reviewed on: 13th July 2026

Excellent service.

Excellent service. It is safe to use. Reviewed on: 13th July 2026

I love using Paypal Credit.

I love using Paypal Credit. It's really convenient for making larger payments and having 4 months to clear the balance. Reviewed on: 13th July 2026

I've had an excellent experience with PayPal Credit.

I've had an excellent experience with PayPal Credit. The application process was quick and straightforward, and the account was easy to set up, The online account management is simple to use, payments are easy to make, and I always receive clear reminders and statements. All in all its really helped in everyday life and i would recommend to friends. Reviewed on: 13th July 2026

good experience.

good experience. very easy to use. Reviewed on: 13th July 2026

It is easy to use and secure and reliable

It is easy to use and secure and reliable Reviewed on: 13th July 2026

I love the PayPal credit card, it gives me the freed...

I love the PayPal credit card, it gives me the freedom to buy what I need without worrying of the repayment Reviewed on: 13th July 2026

reciving better and safe service.

reciving better and safe service. Reviewed on: 13th July 2026

They are very good and reliable, solve problem very...

They are very good and reliable, solve problem very faster. Reviewed on: 13th July 2026

Love paypal, have done for years :)

Love paypal, have done for years. The flexibility is great with options of pay in 3 and the credit card ! Reviewed on: 13th July 2026

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