Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180932 reviews)

View other PayPal products

4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180932)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Best choice

The best flexibility, you can buy now and think later for payment Reviewed on: 13th July 2026

Everytime I use PayPal its just extremely easy to us...

Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026

Just good all round support and easy to use.

Just good all round support and easy to use. Reviewed on: 13th July 2026

Very reliable and safe way to make purchases online...

Very reliable and safe way to make purchases online with many, many, businesses accepting paypal from a small items to a major flight ticket paypal is there. The repayment system is flexible and user friendly with a small charge if payment date is missed but no hassle. Reviewed on: 13th July 2026

Best banking platform available

Top class experience, user friendly systems and great products! Reviewed on: 13th July 2026

Great way to spread the cost when things seam out of...

Great way to spread the cost when things seam out of reach great monthly repayments and noot high with interest which make things easier on repayments, easy to use and a range of details you can spend PayPal credit Reviewed on: 13th July 2026

Used all 3 different services to split payments.

Used all 3 different services to split payments. Pay immediately and 0% interest free credit that gives great flexibility depending on financial situation at the time Reviewed on: 13th July 2026

My Go To App

For over 25 years I have used PayPal , receiving a quality service in all aspects of use, buying, selling, in ways that no high street shops or banks provide. I have fully trusted them for my financial contracts over the years. They are consistent in giving prompt information and reminders and their security of your accounts are the best.PayPal are my go to App! Reviewed on: 13th July 2026

My little friend :)

I use PayPal and PayPal credit options frequently, and it has always been a useful tool to use. I've never had any problems, and would recommend it to anybody Reviewed on: 13th July 2026

I love PayPal

I love PayPal I have used it for many years, it’s the easiest way to pay online for me and the finance options, pay in 3 and PayPal credit are excellent for me! I always try to use PayPal first! Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101125 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub