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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132995 reviews)

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4.74

Based on 132,994 reviews, last reviewed 10th Jun 2026

3782050% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

quick easy and supportive quick easy and supportive no fuss no confusion Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (132995)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal is secure n great to use !

PayPal is secure n great to use ! Gives me the breathing space when you want to buy something n budgets a bit tight Reviewed on: 9th June 2026

Easy to pay in three rates.

Easy to pay in three rates. Able to send money to friend with one click. Reviewed on: 9th June 2026

Nice and easy to use app!

Nice and easy to use app! Friendly team ready to solve all my issues! Reviewed on: 9th June 2026

A lifeline like no other !

I’ve been using PayPal for years, the service it provides is very convenient and helps to make my online finances more manageable, it simplifies all transactions and has enabled me to spread the cost interest free on almost all of my purchases, I would highly recommend to anyone. Reviewed on: 9th June 2026

Always Universal & Versatile and easiest payment met...

Always Universal & Versatile and easiest payment method from any platform, specially loved Debit and Credit card feature Reviewed on: 9th June 2026

easy to use, clear policies and convenient

easy to use, clear policies and convenient Reviewed on: 9th June 2026

Great to pay for items when pay day happens.

Great to pay for items when pay day happens. Reviewed on: 9th June 2026

Easy to useI found it very easy to use

I found it very easy to use and efficient Reviewed on: 9th June 2026

Very good and good customer service

Very good and good customer service Reviewed on: 9th June 2026

Very helpful

The 4 month interest free period of Paypal credit is so helpful. It helps to ease the financial bottlenecks that often happen with daily life. Whenever I've had to call Paypal about anything, the operators have been very helpful. Reviewed on: 9th June 2026

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