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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very easy to use app, customer services easy to conn...

Very easy to use app, customer services easy to connect and excellent service. Reviewed on: 13th July 2026

Easy peasey

Safe and convenient. Say no more Reviewed on: 13th July 2026

Easy to use.

Easy to use. Get notification of upcoming payments that are due Reviewed on: 13th July 2026

PayPal user for many years.

PayPal user for many years. Helpful. Professional and prompt. Excellent company superb service. Reviewed on: 13th July 2026

Good service

Really good service and peace of mind Reviewed on: 13th July 2026

Safe, secure and reliable service

Safe, secure and reliable service Reviewed on: 13th July 2026

I found PayPal credit useful.

I found PayPal credit useful. But prefer using other services that provide offers when using credit. PayPal credit was easy to use and very easy to check balances on. I also liked how easy it was to pay toward the balance using already set up cards and accounts within PayPal. Reviewed on: 13th July 2026

Easy and reliable service, any queries are resolved...

Easy and reliable service, any queries are resolved efficiently! Really happy with the service provided. Reviewed on: 13th July 2026

Great customer service and highly understanding!

I accidentally removed my Direct Debit, which caused me to miss a payment. However, their customer service team completely understood my situation. They did not apply any negative marks to my credit score and even refunded the late payment fee. PayPal Credit is incredibly useful, safe, and easy to use for banking. Reviewed on: 13th July 2026

Great option to spread large purchases

Great option to spread large purchases Reviewed on: 13th July 2026

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