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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133222 reviews)

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4.74

Based on 133,222 reviews, last reviewed 10th Jun 2026

3792650% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always clear and usable! Always clear and usable! accessible and a manageable tool Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133222)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Painless process and easy to use website.

Painless process and easy to use website. Reviewed on: 9th June 2026

Easy to use no problem

Easy to use and easy to payback no problem what so ever very helpful Reviewed on: 9th June 2026

Excellent payment options.

I use paypal for over 10 years. It is very handy and easy, the payment options are great. Now with the cards make things even better as we have more options of where to shop. Reviewed on: 9th June 2026

Very happy with my experience so far

Paypal credit has given me a lot of flexibility in paying for larger amounts. It has been a great way to effectively manage my finances. Reviewed on: 9th June 2026

Always fast and efficient great service

Always fast and efficient great service Reviewed on: 9th June 2026

This service allows me to manage finances over a lon...

This service allows me to manage finances over a longer period of time than a normal credit card. Reviewed on: 9th June 2026

Fantastic service great customer service.

Fantastic service great customer service. Reviewed on: 9th June 2026

I am satisfied with the services and customer service

I am satisfied with the services and customer service Reviewed on: 9th June 2026

Have used Paypal for many years

Have used Paypal for many years and have never had any issues. Good rates for credit, reliable, safe and secure. Reviewed on: 9th June 2026

Experienced Profession a Passion Excellence

I am particularly interested in PayPal because of its focus on creating secure and accessible financial services. My experience has taught me the importance of trust, attention to detail, and delivering excellent customer experiences—qualities that align closely with PayPal's mission. I am eager to bring my skills, learn from experienced teams, and contribute to innovative payment solutions that help people and businesses around the world. Reviewed on: 9th June 2026

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