Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133339 reviews)

View other PayPal products

4.74

Based on 133,339 reviews, last reviewed 10th Jun 2026

3797950% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great service and very easy to use. Great service and very easy to use. It’s great when products are so expensive you can pay over time which is extremely useful. Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133339)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

What I think of PayPal credit

Quick simple and easy to use. Handy life changing in a good way allows you to do projects over time with confidence at the time of use Reviewed on: 9th June 2026

Easy to use payment system

Easy to use payment system quick and simple Reviewed on: 9th June 2026

I have been a customer to Paypal for more than 20 ye...

I have been a customer to Paypal for more than 20 years. It has been search a useful platform and I am really loving the new services that have been added to the business. Reviewed on: 9th June 2026

Always provided a good service that is easy to use a...

Always provided a good service that is easy to use and secure. Reviewed on: 9th June 2026

Love this it gives me so much flexibility

Love this it gives me so much flexibility Reviewed on: 9th June 2026

Easy to use and intuitive interface with security fe...

Easy to use and intuitive interface with security features built in. Reviewed on: 9th June 2026

Easy to set up both the credit line and the monthly...

Easy to set up both the credit line and the monthly direct debit which all goes through smoothly. Convenient if you need that little bit of help before payday!! Reviewed on: 9th June 2026

Never had a problem with pay pal had a problem with...

Never had a problem with pay pal had a problem with a order and there sorted it and got my money back Reviewed on: 9th June 2026

Paypal are my most trusted, I literally do everythin...

Paypal are my most trusted, I literally do everything I can through PayPal, I was the victim of an online theft and lost money that I could not reclaim, had it gave been through PayPal I would have been ok, so lesson learned. Reviewed on: 9th June 2026

Good easy to use quick payment Options to pay

Good easy to use quick payment Options to pay Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Loan
from Snap Finance 4.80 from 369 reviews
Very Account
from Shop Direct 3.51 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 64459 reviews
Payments
from PayPal 4.73 from 3745 reviews
Credit card
from PayPal 4.71 from 96 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub