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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133553 reviews)

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4.74

Based on 133,553 reviews, last reviewed 10th Jun 2026

3807550% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer experience and very user friendly site. Great customer experience and very user friendly site. Did what I needed to do with no issues. Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133553)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Convenient, Fast, & Worldwide recognition.

PayPal is fast & convenient to use on-line (many traders now list PayPal as their 1st option). Free short term credit is available for all but the smallest purchases. PayPal is known & trusted worldwide. They now even offer a 'physical' payment card. What's not to like? Reviewed on: 9th June 2026

Very easy to use & give me updates

Very easy to use & give me updates Reviewed on: 9th June 2026

The best way to pay.

I always use Paypal where ever able, so easy to use, very quickly through the tedious checking out, great website with all the information you need to do your shopping. Reviewed on: 9th June 2026

Brilliant apart from payment plans

Would be a good option to be able to allocate payments when you have payment plans as they automatically deduct from payment plan before other outstanding balances and won’t correct this Reviewed on: 9th June 2026

using Paypal is a very secure way of paying for item...

using Paypal is a very secure way of paying for items and there credit facility is 2nd to none Reviewed on: 9th June 2026

I have used PayPal for many years now. Fantastic

I have used PayPal for many years now and I have seen nothing improved services year on year. I trust it implicitly. Reviewed on: 9th June 2026

Great service.

Great service. Easy to use and efficient. Reviewed on: 9th June 2026

No problems with PayPal.

No problems with PayPal. Over the years I have been with PayPal I have no difficulties which could not be resolved. Reviewed on: 9th June 2026

PayPal card os really good and useful in live

PayPal card os really good and useful in live Reviewed on: 9th June 2026

I'm very happy with PayPal services and responsibili...

I'm very happy with PayPal services and responsibilities. I recommend to everyone. Reviewed on: 9th June 2026

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