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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Few words, never had any issues.

Few words, never had any issues. All information is updated regularly Reviewed on: 13th July 2026

Just so simple very customer focus.

Just so simple very customer focus. Reviewed on: 13th July 2026

PayPal Credit has been great so far.

PayPal Credit has been great so far. There are prompt in response and help resolve issues Reviewed on: 13th July 2026

Paypal pay in 3 is excellent

Paypal pay in 3 is an excellent product that I have used many times Reviewed on: 13th July 2026

Fantastic easy to make an affordable purchase fro...

Fantastic easy to make an affordable purchase from the many PayPal outlets highly recommended apply now you will not be disappointed 5 out of 5 or 10 out of 10 I have enjoyed many years of satisfaction thank you PayPal Reviewed on: 13th July 2026

Easy to use and clearly laid out, payments are easy...

Easy to use and clearly laid out, payments are easy with good communication Reviewed on: 13th July 2026

Reliable Service and Great Buyer Protection

I've been using them for a long time and have always been satisfied with their service. The PayPal Pay in 3 option and the ability to pay by credit card are very convenient. If any problems arise, they also help you get your money back. Reviewed on: 13th July 2026

Great customer service

I had someone open up a paypal credit account in my name, they racked up an order to the sum of thousands of pounds all debt on my head head, as soon as I was aware I got on touch with PayPal customer service who sorted everything out cancelled the accounts and all thr debt. Great customer service. Reviewed on: 13th July 2026

Very good with payment and receiving money very quick

Very good with payment and receiving money very quick Reviewed on: 13th July 2026

Trusted and convenient

PayPal is a trusted and convenient way to pay. Pay in 3 is very important feature. Reviewed on: 13th July 2026

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