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PayPal: PayPal Credit reviews

4.74
Based on 133,652 reviews, last reviewed 10th Jun 2026
3812000% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

An excellent service for paying via the web. An excellent service for paying via the web. The credit, pay in three and 4, are a godsend when it comes to reducing larger bills and unexpected surpr... Read more Reviewed on: 10th June 2026
Greg Borthwick's avatar
Greg Borthwick

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133652)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Never any bother, would recommend

5
Never any bother, would recommend Reviewed on: 9th June 2026

Safe eficient for on line shopping

5
Safe eficient for on line shopping Reviewed on: 9th June 2026

Easy to use and conveinent.

4
Easy to use and convienent.Reminders to help you and keep you safe from misssing payments. Reviewed on: 9th June 2026

You feel save using PayPal ...

5
You feel save using PayPal with so many scams about it really helps to feel secure when you buy on line Reviewed on: 9th June 2026

Paypal credit is great

5
Always use PayPal credit for bigger items. Find it very useful Reviewed on: 9th June 2026

The PayPal App is Very simple to use.

5
The PayPal App is Very simple to use, Checking your balance and making payments is a breeze through the App. Reviewed on: 9th June 2026

Very convenient, easy to use .

5
Very convenient, easy to use . very flexible, excellent service. Reviewed on: 9th June 2026

Convenient Credit System

5
PayPal credit was easy to use, with a great introductory offer Reviewed on: 9th June 2026

Always have had great service from Paypal.

5
Always had great service from Paypal. Helpful and courteous customer service agents who quickly resolved a payment query I had. Great Service thank you. Reviewed on: 9th June 2026

PayPal is great, never had any issues with it;) and...

5
PayPal is great, never had any issues with it;) and now you can collect points too. Reviewed on: 9th June 2026

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