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PayPal: PayPal Credit reviews

4.73
Based on 180,929 reviews, last reviewed 17th Jul 2026
306% increase in 5 star reviews
in the past 90 days
367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026
Deryl Scott's avatar
Deryl Scott

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180929)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great product, easy to apply and easy to manage your...

5
Great product, easy to apply and easy to manage your axxount Reviewed on: 13th July 2026

Works like clockwork.

5
Works like clockwork.Tuns smoothly never had a issue Reviewed on: 13th July 2026

Very good customer service and easy to use

5
Very good customer service and easy to use Reviewed on: 13th July 2026

Not easy enough to raise a dispute

4
Not easy enough to raise a dispute Reviewed on: 13th July 2026

Its fast and safiest option.

4
Its fast and safiest option.EAsy for daily samll or big purchase Reviewed on: 13th July 2026

I really value the pay in 4 instalments interest free.

5
I really value the pay in 4 instalments interest free. Reviewed on: 13th July 2026

great service and security.

5
great service and security. I use paypalwherever the service is offered Reviewed on: 13th July 2026

PayPal helps me is my go to for financial support.

5
PayPal can be relied upon to provide a reliable service and have excellent customer services. Any problem I have had over the years has been sorted out swiftly and professionally. I would recommend PayPal to anyone who wants a trustworthy go to financial service. Reviewed on: 13th July 2026

I've used PayPal credit many times and is preferred...

5
I've used PayPal credit many times and is preferred way to pay. It easy to use and the dashboard is great Reviewed on: 13th July 2026

Helpful and efficient

5
I messaged the help section and my query was handled quickly and professionally Reviewed on: 13th July 2026

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