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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181052)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have always used pay pal how ever I have a bad cus...

I have always used pay pal how ever I have a bad customer experience so don’t rate it as much as I used to Reviewed on: 13th July 2026

Great rates and customer service

Great rates and customer service Reviewed on: 13th July 2026

PayPal credit very easy to utilise

PayPal credit is very easy to utilise and manage, would recommend Reviewed on: 13th July 2026

Very good!

Always have a positive experience with PayPal. Easy to use and you always know where you are with using the app. Reviewed on: 13th July 2026

I mostly use their credit facility, 0%. Pretty good.

I mostly use their credit facility, 0%. It's handy for large purchases but their direct debit set up is massively confusing. It resulted in missed payment which they then waiver after I explained. There is also no manual option to make payments which is poor. Reviewed on: 13th July 2026

Can't fault PayPal credit.

Can't fault PayPal credit. Easy app to use to monitor your outgoing, and really east to make a payment too! Reviewed on: 13th July 2026

Great experience.

Great experience. It is easy to use and clear. Reviewed on: 13th July 2026

So easy to set up and use.

So easy to set up and use.Purchase through PayPal guve to extra time to pay so if you see something you like you can treat yourself and take advantage of sales with out having to lose out. Reviewed on: 13th July 2026

Great system, and service

I have been using PayPal for quite a few years now, and have not experienced any issues. The system, is user friendly and easy to use, and offers convenience as well Reviewed on: 13th July 2026

Excellent service

Great service and easy to use. Easy to pay back. Pay back more when you can Reviewed on: 13th July 2026

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