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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133732 reviews)

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4.74

Based on 133,732 reviews, last reviewed 10th Jun 2026

3815600% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and help is always at hand. Easy to use and help is always at hand. Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133732)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

very very good expriance with paypal

very very good expriance with paypal Reviewed on: 9th June 2026

Great service and protection.

Great service and protection. Easy to use. Reviewed on: 9th June 2026

Absolutely fantastic customer service and excellent...

Absolutely fantastic customer service and excellent to use. Very happy with PayPal Reviewed on: 9th June 2026

Excellent

Great for transactions. Very smooth Reviewed on: 9th June 2026

Very easy application, decision straight away.

Very easy application, decision straight away. So easy to set up online and use in the app straight away, as well as been able to request a physical card. Repayments make easy by setting up a direct debit. Reviewed on: 9th June 2026

I am 63 and I find using paypal so easy, I mainly us...

I am 63 and I find using paypal so easy, I mainly use it for Ebay but whenever I shop elsewhere on line I always look for paypal payment because its safe and secure. They are also very good at helping with disputes and getting refunds when the sellers are being less than helpful. I have used paypal for years and I will continue to do so. Reviewed on: 9th June 2026

PayPal is great but trying to get in contact is diff...

PayPal is great but trying to get in contact is difficult Reviewed on: 9th June 2026

PayPal Account

PayPal is really good, very efficient and easy to use. If you have a query or problem their customer service is second to none. On two occasions we had to get our money back from dodgy sales and they successfully refunded our transactions with no fuss at all. Highly recommend PayPal to anyone. Reviewed on: 9th June 2026

Pay pal is perfect pay palalways excellent

Pay pal is always excellent, I have never had any issues with pay pal Reviewed on: 9th June 2026

Fantastic

I have never had to use customer service, hence the neutral score. My PayPal experience has been fantastic. Reviewed on: 9th June 2026

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