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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180929)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I've had a very positive experience with PayPal Credit.

I've had a very positive experience with PayPal Credit. It's easy to use, the application process was simple, and it has made managing larger purchases much more convenient. Payments are straightforward, and the service has been reliable. I would definitely recommend PayPal Credit to anyone looking for a flexible and trusted payment option. Reviewed on: 13th July 2026

PayPal/Perfume

PayPal credit has allowed me to get two bottles of perfume, which is discontinued and very rare. I have been looking for this perfume for years and whilst the price was very reasonable, it was still out of my price range, so spreading the cost over four months is ideal for me. Reviewed on: 13th July 2026

PayPal provides a swift and seamless less transactions.

PayPal provides a swift and seamless less transactions. Their services are impeccable. I love the credit service and also buy now pay later service. I love the seamless international transactions as well as the security provided. PayPal has made my life easier and they are the best financial services provider I currently use. Reviewed on: 13th July 2026

Paypal is really the safe way to pay for buyers over...

Paypal is really the safe way to pay for buyers over the internet.Paypal is your one to go to when you need some think quick before your pay day Reviewed on: 13th July 2026

It's so easy to use and they are so good I have told...

It's so easy to use and they are so good I have told 8 people about it Reviewed on: 13th July 2026

Always handy for everything you need.

Always handy for everything you need. Great service. Excellent deliveries every time. Reviewed on: 13th July 2026

I’ve always had a great experience with PayPal and h...

I’ve always had a great experience with PayPal and highly recommend. It’s a safe way to spend money. Reviewed on: 13th July 2026

I find PayPal Credit very easy to select and use.

I find PayPal Credit very easy to select and use. Reviewed on: 13th July 2026

Money for you

Grate service there when you need it Reviewed on: 13th July 2026

I can always rely on PayPal

I can always rely on PayPal to be safe and secure for making my payments Reviewed on: 13th July 2026

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