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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Credit PayPal with excellence!

More and more retailers are accepting PayPal Credit. You can spread concert ticket costs overtime which means we've been able to get to many that we couldn't have afforded without it. Interest rates are decent. Buy Now Pay Later is a great outlet. The website and App are user friendly. Reviewed on: 13th July 2026

Love PayPal gives me ease of mind, also makes orderi...

Love PayPal gives me ease of mind, also makes ordering so much easier Reviewed on: 13th July 2026

fast and easy

Paypal credit is fast and easy and always makes me feel at ease as i know the product will be legit Reviewed on: 13th July 2026

It’s been great to use for far, provided support whe...

It’s been great to use for far, provided support when I needed it Reviewed on: 13th July 2026

I love PayPal.

I love PayPal. I use it all the time. I trust it very much. Great service. Would definitely recommend it. Reviewed on: 13th July 2026

Excellent service and easy to use

i have used all the services pay pal offer all very smooth and easy to use and it all very clear and easy to use Reviewed on: 13th July 2026

I’ve used PayPal for years and they are brilliant.

I’ve used PayPal for years and they are brilliant. If I’ve had a problem they’ve been easy to contact and sort things out quick and efficiently Reviewed on: 13th July 2026

I like using Paypal, but find your website a little...

I like using Paypal, but find your website a little difficult to use for the finanial information. Reviewed on: 13th July 2026

Ease of use, excellent contact, everything at the hi...

Ease of use, excellent contact, everything at the highest level Reviewed on: 13th July 2026

i trust Paypal and it is straightforward and simple...

i trust Paypal and it is straightforward and simple to use...ideal for everyone..safe and secure. Reviewed on: 13th July 2026

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