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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133965 reviews)

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4.74

Based on 133,965 reviews, last reviewed 10th Jun 2026

3826250% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have only used it once but all good, no complaints. I have only used it once but all good, no complaints. email reminders for bills and all straight forward. Reviewed on: 10th June 2026

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133965)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Excellent

Paypal credit helpful for customer for shopping. Reviewed on: 9th June 2026

Best decision

Choosing PayPal for my credit card needs was one of the best financial decisions I’ve ever made… There wasn’t an application process, and the security features give me real peace of mind... making payments, and manage my account all in one place is just what I needed… and I’ve found the service reliable whenever I need it… If you’re looking for a credit card option that combines convenience, security, and ease of use, PayPal has exceeded my expectations… I would recommend this credit card… Reviewed on: 9th June 2026

Excellent Paypal Credit Service

I started using paypal credit in the last 12months and it is flexible and allows me to add cashback rewards and earn points which is great Reviewed on: 9th June 2026

Thank you

Thank you paypal helped me a lot doing safe payments Reviewed on: 9th June 2026

Paypal is a trusted and secure method to make purcha...

Paypal is a trusted and secure method to make purchases and enables people to manage payments in a way which is most convenient and suitable for them and which can be spread out.if required. If goods are not suitable, returns can be made and refunds processed quickly without necessarily denting your current account. All transactions are clearly listed. Your purchases are covered in case of any loss or issue. Customer service will deal with queries efficiently and informatively. Reviewed on: 9th June 2026

A great way of managing purchases.

A great way of managing purchases. Love the flexibility. I appreciate it. Reviewed on: 9th June 2026

Good for getting money for holidays etc allowing pay...

Good for getting money for holidays etc allowing payback in 4 instalments. Reviewed on: 9th June 2026

Flexible budgeting.

I use paypal for online shopping whenever possible it allows me to budget and spread the cost of items over time. Reviewed on: 9th June 2026

Very straightforward, ap is very easy to follow

Very straightforward, ap is very easy to follow Reviewed on: 9th June 2026

Excellent!

The website is really easy to use, ive never had any issues if I've needed to return something to a seller. Overall a brilliant app to use Reviewed on: 9th June 2026

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