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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181046)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Totally Trust Paypal

I use PayPal whenever the option is available as I trust PayPal completely and they provide excellent services. Reviewed on: 13th July 2026

Good experience

I had a good experience with PayPal so far. Reviewed on: 13th July 2026

Great customer service

I use PayPal to buy things locally and internationally. I know that my money is safe and if things go wrong, they will deal with it quickly. I have had some bad experience but PayPal has resolved it very quickly. Reviewed on: 13th July 2026

Always worked for me any problems they get sorted

Always worked for me any problems they get sorted Reviewed on: 13th July 2026

Good service

Paypal is a good service ensuring all information are being provided and that transaction are smooth Reviewed on: 13th July 2026

Brilliant customer service.

Brilliant customer service. Its easy to access at any time. Reviewed on: 13th July 2026

Generally just great service all round

Generally just great service all round Reviewed on: 13th July 2026

When I contacted customer service, everything was ha...

When I contacted customer service, everything was handled quickly and professionally. Very helpful service. Reviewed on: 13th July 2026

Flexible way to spread costs without paying interest

I've been using PayPal Credit for a while now and it's become my go-to for larger purchases. The 0% for 4 months offer on purchases over £99 is genuinely useful. I recently used it to spread the cost of a purchase and, as long as you clear the balance within the promotional window, it costs nothing extra. What I like most is how seamlessly it sits inside the normal PayPal checkout: no separate card to carry, no new login, it just appears as a payment option wherever PayPal is accepted. The app makes it easy to see exactly what's owed on each promotional plan and when the 0% period ends, which takes the guesswork out of avoiding interest. Approval was quick and the credit limit was sensible. The one thing to be aware of is that the standard interest rate after a promotional period is on the higher side, so it rewards being organised set a reminder to pay before the offer ends. For anyone who shops online regularly and wants short-term flexibility without a traditional credit card, it's hard to beat. Reviewed on: 13th July 2026

cannot go rong with paypal

never had any problems. good to know its always there when needed Reviewed on: 13th July 2026

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