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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180922)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Quick, easy and reliable!

5
Quick, easy and reliable! PayPal credit is simple to access and provides a great option Reviewed on: 13th July 2026

Using PayPal credit is extremely simple.

5
Using PayPal credit is extremely simple. It is very convenient and possibly the safest way you use for online purchasing Reviewed on: 13th July 2026

Easy to use, spread the cost , convenience

5
Easy to use, spread the cost , convenience Reviewed on: 13th July 2026

A great addition to your debit card

5
A great addition to your debit card Reviewed on: 13th July 2026

Used PayPal credit for a few years now.

4
Used PayPal credit for a few years now. Recently reduced my credit amount. Would recommend if someone was in a position to afford Reviewed on: 13th July 2026

Pay pal credit is secure and gives more time to...

5
Pay pal credit is secure and gives more time to pay Reviewed on: 13th July 2026

Never had any issues

5
Never had any issues. Easy to use, good credit amount available. Physical card is also a bonus. Good reminders and able to set up a direct debit so you don’t forget your payment. Used PayPal for years and is a company I trust and recommend. Reviewed on: 13th July 2026

Never had an issue all great.

5
Never had an issue all great. Use it all the time easy to use and understand Reviewed on: 13th July 2026

No hassle readly available credit with easy flexible...

5
No hassle readly available credit with easy flexible repayment plans Reviewed on: 13th July 2026

Excellent App

5
Great customer service, so easy to use the app. Reviewed on: 13th July 2026

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