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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Used PayPal credit for a flight east to use

Used PayPal credit for a flight east to use Reviewed on: 28th May 2025

Easy to use, I like that J can pay by PayPal credit...

Easy to use, I like that J can pay by PayPal credit without % Reviewed on: 28th May 2025

Always helpful with disputes.

Always helpful with disputes. And informed straight away. Reviewed on: 28th May 2025

Use it constantly.

Use it constantly. Very convenient Reviewed on: 28th May 2025

PayPal offers security in payment transactions

PayPal offers security in payment transaction Reviewed on: 28th May 2025

My literal Pay Pal

Honestly, I wouldn't have been able to get through my life without having PayPal credit. I moved into a new home in an emergency situation for safety but had no expendable cash. PayPal gave me the opportunity to be able to get the furniture, white goods and fixings I needed in truly affordable payments. I'm super grateful to PayPal and I'm always happy with customer service with payment disputes etc. Reviewed on: 28th May 2025

Great never had a problem.

Great never had a problem. Always anything is fine. If you buy something from online and seller are not really fair PayPal gives you money back Reviewed on: 28th May 2025

Easy to set up, keep track and flexible

Easy to set up, keep track and flexible Reviewed on: 28th May 2025

It's a no brainer people.

Handy, convenient, easy transactions, exhaustive options. Reviewed on: 28th May 2025

been using paypal for sometime & have found it easy...

been using paypal for sometime & have found it easy to use & helpful.paypal have several ways of identification steps which for me is more than helpful as i only have laptop & i don,t use whataapp or any social media site.finally you can use paypal on many company sites which means a whole range of goods can be purchase its more tha flexible its a very importiiant service in this modern world. Reviewed on: 28th May 2025

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