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PayPal: PayPal Credit reviews

4.74
Based on 135,127 reviews, last reviewed 11th Jun 2026
3879450% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Good communication. Never had a problem with using the service. Easy to use. Reviewed on: 11th June 2026
Beth 's avatar
Beth

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (135127)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal is magic

5
PayPal always sorted me out, avoiding scams especially paying online Reviewed on: 9th June 2026

Simple and easy

5
Everything is very simple with PayPal Credit, from the application process to making payments, and viewing past transactions. It's also handy that it's accepted in so many places. I have been using them for years and have never had any issue at all. Reviewed on: 9th June 2026

Best service experience you will ever get, quick and...

5
Best service experience you will ever get, quick and easy to use everything you want from PayPal Reviewed on: 9th June 2026

I had an experience in which I struggled to receive...

5
I had an experience in which I struggled to receive my refund from a retailer, PayPal dispute were excellent and resolved my case promptly with the retailer themselves. PayPal makes me feel protected when ordering from online retailers. Reviewed on: 9th June 2026

Feels very safe carrying out any transactions via pa...

5
Feels very safe carrying out any transactions via pay pal Reviewed on: 9th June 2026

No issues....Just a suggestion

5
Not had no issues, the only thing I would suggest is that the money is taken out of account quicker than it does now when making a payment. Reviewed on: 9th June 2026

Was better then I expected, a but laggy but worked m...

4
Was better then I expected, a but laggy but worked most of the time Reviewed on: 9th June 2026

PayPal is convenient.

4
PayPal is convenient. Only issue to how slow it takes for payments to show in the balance. Reviewed on: 9th June 2026

Simply lovely

5
Easy to use, Very fast and straight forward. Can't complain. Reviewed on: 9th June 2026

So much easier to shop I use Paypal for everything n...

5
So much easier to shop I use Paypal for everything nowadays. No hassle and quite smooth. Reviewed on: 9th June 2026