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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135369 reviews)

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4.73

Based on 135,369 reviews, last reviewed 11th Jun 2026

3890150% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Been using PayPal for years it's the best way to tra... Been using PayPal for years it's the best way to transfer and receive payments , checkout is simple and any problems CS are very helpful Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (135369)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I have very good experience with paypal always use p...

I have very good experience with paypal always use paypal to pay for buying things or sending money to someone and use papal credit as well .if I have any problems with seller papal always sort it out . Reviewed on: 10th June 2026

Excellent level of customer service

Excellent level of customer service Reviewed on: 10th June 2026

I would definitely recommend it to friends

Not really used it much but when I have used it I found it very easy to do. I would definitely recommend it to friends. Reviewed on: 10th June 2026

Its very convenient and easy to check out with

Its very convenient and easy to check out with Reviewed on: 10th June 2026

PayPal gives me confidence to shop online because I...

PayPal gives me confidence to shop online because I know that if any vendor fails to deliver, PayPal will recover my money from the vendor. It's what I have experienced firsthand a few times. And PayPal was there for me throughout, and my money was refunded to me. Thank you, PayPal, for all the wonderful things you do for millions of online shoppers. Reviewed on: 10th June 2026

I have a PayPal credit card and I love that the inte...

I have a PayPal credit card and I love that the interest rate is low. I can also spread the cost over pay in 3. I can also see and manage my account in my app. love it thank you. Reviewed on: 10th June 2026

Easy to use

Easy to use World wide Access Fund support on credit Reviewed on: 10th June 2026

Pay in 3 is very good and convinent dont have to pay...

Pay in 3 is very good and convinent dont have to pay interest which is a bonus Reviewed on: 10th June 2026

excellent

A decade of excellent service, I have been with paypal since 2012 and I enjoy the service Reviewed on: 10th June 2026

So far a good experience.

So far a good experience. I like the Pay in 3 option, and the option to pay over 4 months interest free for more expensive items. Reviewed on: 10th June 2026

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