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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135541 reviews)

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4.73

Based on 135,542 reviews, last reviewed 11th Jun 2026

3898000% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had a issues with it exceptional service and e... Never had a issues with it exceptional service and even better now it in my phone now Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (135542)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It's good to know you have the security, any problem...

It's good to know you have the security, any problems PayPal will refund straight away. Reviewed on: 10th June 2026

Online purchase protection

Occasionally when buying online, things go wrong, with PayPal credit you have the confidence that they will put things right with no hassle Reviewed on: 10th June 2026

I have been with PayPal for 22 years and they have a...

I have been with PayPal for 22 years and they have always been there for me. Reviewed on: 10th June 2026

A quick and simple credit card facility...

It was a very quick and simple credit card facility to add to an existing PayPal account. Reviewed on: 10th June 2026

I've found PayPal Credit to be extremely helpful

I've found PayPal Credit to be extremely helpful and easy to use. The platform is very user-friendly, making it simple to manage payments, track balances, and stay on top of my account. The application and checkout process are straightforward, and everything is clearly presented. Overall, it's a convenient and reliable credit option that has made online purchases much easier to manage. Reviewed on: 10th June 2026

Great credit consumer service

A very easy and effective credit consumer service providing reliable and flexible payment options with open and transparent information without the risk of any issues not being remedied promptly. Reviewed on: 10th June 2026

Easy to use , simple and quick.

Easy to use , simple and quick. So glad I found it , and happy to recommend it Reviewed on: 10th June 2026

No problem at all, easy to use app.

No problem at all, easy to use app. Reviewed on: 10th June 2026

Thanks for option of buying now pay later on your se...

Thanks for option of buying now pay later on your secure site Reviewed on: 10th June 2026

PayPal plus Gamechanger

Really good range of products and easy to manage through the app. Introduction of debit and credit cards is a game changer. Reviewed on: 10th June 2026

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