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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145403 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145403)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It’s great and easy

It’s great and easy to setup and very clear Reviewed on: 25th June 2026

PayPal has been a breeze.

PayPal has been easy to apply for in terms of credit/debit and pay in three. The link to your bank account for PayPal debit is really helpful for top ups. The app contains everything in one place and is super easy to navigate. The interest rates are great, and with PayPal credit you get 4 months on most purchases to repay without interest! Reviewed on: 25th June 2026

It’s quick and easy to use app.

It’s quick and easy to use app. Always finance options available when making big purchases Reviewed on: 25th June 2026

Fair and prompt

I've always found PayPal to be fair and prompt with their decisions. Reviewed on: 25th June 2026

Favorite finance retailer

I love the interest free for 4 months and would love it if loyalty customers could earn longer interest free options. Payments are easy to make and the app is very easy to use. I love getting credit limit increases as well. Reviewed on: 25th June 2026

Tailored to my needs and is being adjusted accordingly.

Tailored to my needs and is being adjusted accordingly. Reviewed on: 25th June 2026

Straightforward transaction and a secure payment met...

Straightforward transaction and a secure payment method Reviewed on: 25th June 2026

Always been a solid provider an issue and...

Always been a solid provider, never had an issue and great at any payment issues. I use PayPal for the security element as they are great if anything goes wrong and will investigate and provide prompt support. Reviewed on: 25th June 2026

Decent interest rates.

Decent interest rates on purchases via ebay. Reviewed on: 25th June 2026

Great option for credit.

Great option for credit. easy to use and like the 4 months interest free option. Feel like extra protection is offered Reviewed on: 25th June 2026

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